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  1. well, i have given my bank 14daysd to respond to me in full, so heres hoping they give me a claim form, or i will really kick up a stick about that issue, we werent even aware of wedding insuracne until this all happened, silly i know but no one mentioned it etc?! yeah i may go to the CAB and see if they can help me still? and i can write a letter to brompton..infact i will and make it for the directors attention .. like you said cant hurt.. yeah im not holding my breath but i guess im a lil raw about idea of this...person.. breathing a sigh of relief as they legally steal money and no one will even look over at it.. ahh the power of the loophole huh... once again thanks..
  2. Hi A-B,First wana say thanks for your help very appreciated, yes ive heard they can do this time and time again.. ltd apparnelty means limit the damage lol..... yeah my money really did go to brompton my bank statment says so in black and white, yet i paid this white hall hotel which was not owned by them (bropmpton) at any point, what would be my best bet? letter demanding my money back??? Yes my amazing and very resourseful future wife has been on the case like bridezilla. getting quotes, cutting deals and dragging me along to view a ton of venues, and i think weve got one..(phew)
  3. Hi guys, ill make this brief ( makes for less boring read) and try and make this non confusing.. as much as i can..Ok.. basically.. we book hotel/venue for wedding last year for this august.. hotel was owner then buy "brooks Hotels"..this hotel along with a few others (ive now found out) were then sold off to a sister company (same director) called "albermarle Hotels No.2"Albermarle on the 3rd of may went under..thats it Folks shows over.. wedding dead..thank you ****ing very much!!..heres the crazy bit that ****ing me off.. money was paid to the hotel (White hall in broxted Essex)the recepit they gave me was headed on Brooks hotels paper.. but my bank statement says a different company name called Brompton Hotels ltd.. again the same director of brooks and the ex director of albermarle as he left just after they took over Whitehall i believe..ok questions.. is what theyve done illegal? it sounds like embezzlement??!P.S.. im going through liquidators and claiming debt owed and also my bank in twriting to get visa chargeback on my debit card.Any advice from directors/solicitors or fellow downtrodden parties welcome
  4. ok I i wont jabber on with an essay about how i spent 23 mins in a Que.. so the basics.... Me and Barclays fall out.. i ask barclays to close account months and months and months ago.. I get no more statments so assume account closed( is actually Frozen at £0)... on my credit file score (from experiam) is at 900 yet credit cards are not allowing me to move to 0% balance transfers.. so i try expedium.. and find out account NOT closed but frozen and probably route cause of credit problem.. few days ago i recieve a statment saying £0... so if i close this accout (which im going to), can I demand barclays pay me conpensation for preventing me moving my credit card to a 0% interest rate and costing me to be charged interest cos their cock up..? Or should I just accept it and try to move credit after account closed??any and all help would be great.Thanks! Any questions feel free to ask.DM (paul)
  5. so basicly according to my research.. if your not prepared to gamble it at court with evidence they kinda lied but kinda threw it in your face their charges were for just money making..you have to pay up... thats bleak... I was really hoping this could be sorted outside of court..
  6. Hi guys, sorry to flog a dead horse but this is a lil odd now.. ive heard nothing from barclays since the court case... and it tbh the issue popped out of my head then the other day i tried to change my credit card, and after 2 attempt with 2 companies i was being declined... now this is not a massive deal but still it makes me wonder if this issue with barclays has something to do with it, the account is not closed as such, i have moved to another account and the last i heard was the "amount due " to barclays was frozen... to still im scared to contact then n say hi remember me.. now incase you you didnt read the previous post (i dont blame you) this is all about reserve charge fees adding up to about £350 and i have read today that basicly barclays are not goinb to budge on this and the only way to sort is to call them and begin paying it back...? any advice guru's? DM
  7. Ok all well my 4 weeks is now up not heard anything so far from the evil ones etc so i guess im in the Que but not been served yet and it lookts like no one has a clue over how to approach this now?? so as a complete laymen with the fin-acne industry what should i do now write a nice letter? im not in finacial hardship never missed mortgage payment etc so I dont thing the FOS will relaly help me, and im not gonna get my money back.. sop how do i get barclays to atleast write off the debt n just drop this?!! haha if that is possible?? (remember in the laymens terms so all others like my self may also know) DM
  8. Ok got my nice new letter yesterday from barclays, saying what i thought it would say... basicly we won you lost! now pay up what ya owe..... now what i wana know if anyone know's, what to do now? if i cant claim back the charges can I atleast try and get them written off and close the account? ive heard that the ombudsman may still take the case too? DM
  9. haha nooooo my girlfriend would maybe just call it "my weird logic".
  10. Hi bookie! I was suggested by Slick132 to have a goosey gander at your little war going on, i have had a read through, wow your inthe same boat as me, but may I ask how to you keep the pressure on the banks for your charges to be refunded etc? is it just the same letter sent repeatedly? or some other method? Im sure im not the only person who will benefit from your take on how to play the banks at their own game... DM
  11. haha its kind of a metaphor plus it catches peoples eyes. the train didnt stop was my way of explaining that these banks dont stop for people anymore that they arent a public service jsut a company that stores n collects money like a train gobbling up track as it powers on.. lol if that makes any sence? DM
  12. haha yeah I did i may leave a post on his trail n compare tactics. Thanks
  13. Slick132 What would you suggest? send another letter demanding the charges be dropped or demand the acound be suspended till the test case has come to an end? DM
  14. OK ladies and gentlemen I have been given a response from Barclays Customs relations, hand signed and very strange... Dear Mr... lets say DM Iam sorry that you have had to contact us about a letter recieved from Chelmer collections whilst your account is in dispute. Thank you for taking the time and trouble to do so. I have now completed my investigation and so can provide you with our full responce. Please accept my sincere apologies for any inconvinence we have caused you, unfortunartely aqt the time the letter was sent we were unaware you had an ongoing complaint regarding your bank charges under referance... (blah blah blah). At barclays we are working hard to provide a first class service (FEEL FREE TO LAUGH HERE) to everyone of our customers and on this occasion i regret we have let you down. In view of this poor service im upholding this compliant. ( HOW KIND) We have noted the dispute on your file at our collections dept and they will not send any more lettes until your charges complaint has been resolved. I hope this explaination is helpful and has answered all your concerns. If you have any questions please call me on 0844 811 4450. OK HERES WHERE IT GETS CONFUSING THEY CHANGE THEIR MIND ON HOW TO DEAL WITH THIS ISSUE..... As we believe we have now investigated your complaint in full, if we do not hear from you in the next eight weeks we will consider your complaint to be closed. However, please let us know if you are unhappy with our response and would like us to review your case again so that we can try to resolve any outstanding issues with you directly. If you subsequently remian unhappy, you may ask the financial Ombudsman Service to review your complaint. you can find more information on how we deal with compliants and the financial ombudsman service in the leaflet enclosed ( what a load of she-ight). then the go on to ask about feedback etc. OK GUYS SORRY ITS A LONG ONE BUT WHATS YOUR VIEWS, PLAN OF ACTION ETC? THANK YOU MY FELLOW FINANCE-FREEDOM FIGHTERS DM
  15. Even if they say this is my final demand? sorry im trying to be cool about this but when you get letters saying in big red letters FINAL WARNING: LEGAL ACTION, and that unless i py within 10days i may recieve a court summons, as i have not complied with there termination notice lol they wanted my bank cards n cheque book but i havent handed them in... should I? DM :-|
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