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dellydaisy

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Everything posted by dellydaisy

  1. Got a letter this morning in response to my prelim letter off james craig saying hbos disagrees with the oft statement and as from 1/8/06 default fees will be £12 etc.. and no refund charhges are due to me etc... I presume its to try and discourage me from claiming??? Do i just carry on with my plan and send the letter before action ??? Doesnt sound as if the halifax are push overs!!! cheers delly
  2. Thats fantastic mate! well done!!!
  3. Just thought i,d start a thread for this, ive sent my data access letter today! All i bought from ikea was one bed, its turning out to the the most expensive bed in history!!! Delly x
  4. I phoned up MBNA last week to chase up my statements and they arrived after speaking to the advocates office just 2 days later, so you might get them soon!!!
  5. well the nudge i gave thursady must have worked got my list of charghes today and ive added em up to be £1100 looks like i,ll be a mbna regular now!!!
  6. Decided to phone mbna yesterday as the 28 day deadline had expired for my statements to be sent what they had set, first i was fobbed off saying things like this take time, so i kindly pointed out that they had exceeded there own deadline.... the bloke became extremely apologetic and has promised to get back to me with an extime of when i should recieve my DPA statements I wont hold my breath just yet!
  7. Did you chase the dpa up with MBNA?? Only want to know as im gonna be in your position soon still no word from our friends at mbna to my dpa.
  8. dellydaisy

    julier V MBNA

    Just replied to adamski about this!!! MBNA has about 17 days to reply to my request, halifax took just 2 weeks!!!! think there dragging there heels hoping i,ll loose interest!!!
  9. As mbna have about 17 days left to reply me with my statements, i intend to give em a lil nudge next week. Good luck wi your claim let me know how you get on!
  10. I think by reading the site that its mbns`s standard response - thats what i got back anyway and ive yet to recieve my statements from them but they have another couple of weeks anyway delly x
  11. Ah right thought so but better to ask the pro`s!! Well just a couple of quid short of £1000 not bad! Thank you
  12. Hello all Got my DPA details this morning- really suprised as it only took 2 weeks They all appear present and correct Ive started adding them all up Can i just confirm im looking for late fees and unpaid DDs etc..? Really sorry to ask a basic question! Delly x
  13. Ive read about similar things like that, thats happened to other people on here!!! keep up the good work!!! Delly x
  14. Ive still got a few weeks left so i,ll sit tight!!! Then i,ll be polite!!!! Well as polite as they have ever been... Thank you!!!!!
  15. Hi all sory to bother anyone i know this questions probibily been asked at least 5 times already, Ive yet to hear from mbna they,ve responded to DPA letter with the standard you will hear from us in 28 days etc... there 28 days is looming i sent my DPA off on the 06/06/06 and not heard a thing.... Do i just sit tight and wait till 40 days is up or phone and ask?? Many thanks delly x
  16. Ooops sorry i posted this on the wrong thread!!! that will teach me to try and be clever and do two things at once!!!
  17. Still no word from mbna other than they will respond to my complain in 28 days!!! Perhaps im too eager!!!
  18. Thats great!!!! Well done!!!
  19. Thanks for the help!! Still not heard anything yet, but I guess there busy as the word about this terrific site spreads!!!!
  20. Sounds like a raffle ticket thing hgoing off here One lucky winner will get to really get up mbna`s nose! thats sneaky..... Im in!
  21. Just to say good luck and send everything recorded delivery so theres no arguments who recieved what!!!!
  22. Hello all... Sorry to go off on one!!!! Just had my latest telephone call from halifax in india firstly they never get my name right which really annoys me i get adelaide deliana adelly (my names adele) I pay my minimum payment every month without fail but due to halifax`s very sneaky little slap an the hands i once got for been £20 over my limit im now over my limit by £400 and have been for 18 months or so now. Having asked this chap if he could stop the halifaxes very high charges so i could pay my balance off, this chap seemed to have hearing difficulties because he kept asking for payment on the account, He then asked to speak to someone else in the household that could make a payment on my behalf! I said i,d make my minimum payment next month which he said isnt good enough and i should consult a debt management agency before its too late So enoughs enough im going to send off and plan to get everything I can! Just worried in the meantime that they will call in the debt management comany, should i wait to claim till im back in my balance??? Delly x
  23. Your a star cheers Cheers phillip!
  24. Just re read your tread from start to finish again!!! Its absolutely great!! Brilliant letters Well done del x
  25. Thanks for that Im sure i,ll be using here for moral support as i do find banks intimidating!!! Just out of interest how long does MBNA take to respond to the dpa??? And are the statements set out clearly?? Cheers everyone!!!
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