copy of cca. Document.pdf

I have today received a copy of the credit agreement for the loan from Egg. The supposed CCA that the DCA’s could not find! Also, Egg has retuned back my cheque for SAR...Any advise would be appreciated.

H iRory32, a copy of the cca as requested. Cheers Document.pdf

Thanks rory32, I will indeed follow your advice and send the CCA request to Egg. I guess the obvious question is what happens if Egg has not got the CCA? Regarding the credit card - the CCA looks legit, but when I get a moment I will scan and post as requested.

Hi All, Please forgive me if this post is in the wrong place as this my 1st time! To cut a long (and familiar) story short, I had some financial issues last year, and write to all my creditors asking for reduce payments, freezing of interest etc. Majority of them were understanding and agreed with my request. However, Egg (had a credit and loan with them) was one that flatly refused and ultimately defaulted me and 'sold' the debt onto CapQuest. After some months of negotiation CapQuest and I agreed a monthly payment that I could afford for both debts. I have continually been paying the debt until I came across this wonderful site with its wealth of information. So this year (April), I plucked up the courage to request the CCA and the statement lists from CapQuest. After about three weeks I received the CCA for the credit card (still waiting for the statements), but for the loan CapQuest informed that they couldn’t obtain the info and have return loan account back to Egg. Within a week of receiving this letter from CapQuest, I received a letter from Fredrickson, demanding full payment for the loan. I duly sent the same request to Fredrickson for a copy of CCA and statements, and yesterday I have received back my cheque and today I have received a letter from Fredrickson informing that 'Please note that we have been instructed to take no further action against you and have therefore closed our file.' As this is a debt I owe, I do plan to pay it off – but after receiving this, I would be grateful, if someone can please advise me on what I should do next?