Thank you very much for your reply. I'll keep that in mind.

Hi, I live in a house with 5 other people. I have a tenancy agreement that basically covers my room (it has a lock on the door and I each member of the household has a separate tenancy agreement). If one of my flatmates caused ballifs to come over would they be able to come into my room and start levying my stuff? I brought this discussion up with my flatmates last night and they seemed pretty sure that each persons room sort of counts as a 'mini-property' and that they couldn't come in. Thank you for your time.

What bailiffs can and can't do If County Court bailiffs come to your home, you don't have to let them in. They can't force their way in on their first visit, but they can enter through an open window, or an unlocked door. Forced entry includes pushing past you once you have opened the door to them or leaving their foot in the door to prevent you closing it. Such action would make the whole process illegal. Bailiffs trying to recover money you owe to HMRC are allowed to break into your home, providing they have a magistrates' warrant. Bailiffs recovering unpaid magistrates' court fines, however, do have the power to force entry.

Then your golden pet, just try and keep copies of everything that comes through an if possible amass as much evidence as possible.

Trigger; I'll have a look for you. Just thought I'd tell you there is somebody around here and that you're not on your tod. (although I'm new to this)

Hi, this is my second post so I apologise if this has been brought up before but would it be possible to create a flowchart of what to do when a ballif arrives? Potentially starting from the CCJ if possible or is the whole matter too complex? That way it would be easier for people to use as reference document on what to do or say?

Well, the debts are several years old, he has just received a fresh batch of letters about a month or so ago. There was a recent letter from one stating that they were looking to go to court if things weren't sorted out by the 11th of this month. He has made no attempt to contact or repay said debt.

Apologies if this is in the wrong place. A flatmate of mine has amassed a large number of overdrafts (maxed out and unpaid) and recently registered to vote. This gave the banks that he owed money to an address and recently has been receiving letters asking for payment of these overdrafts from years ago. Some have been passed over to debt collection agencies whilst others are threatening court action. My real query is: Will ballifs come around or do they need to actually get my flatmate into court first? I'm rather concerned as I'm not very fond of ballifs and I think that the longer he ignores these threats the chance of them visiting increases. Some of the debts he owes are over a grand, some are considerably less. Sorry if I appear nieve, I'd had a read about but a lot of the information is about either council tax payments and not bank debts specifically. Thanks for your time.