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nationsheet

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  1. Thanks. I know that, but am just asking what would be the worse case scenario that would happen if you didnt pay Crdit card and loan payments for say 4 months?? letters? ccjs? phone calls? bailiffs?
  2. If you have been paying off the 'minimum' payment for some credit cards for years, but suddenly you cannot pay them (due to personal reasons causing your expenses to sore, and not have enough funds to pay them) so due to this, you are unable to pay off the credit card minimum payments. Here is an example CC1 = credit card 1 with a minimum payment of £40 CC2 = credit card 2 with a minimum payment of £70 Oct - Paid CC1 £40 + Paid CC2 £70 - you have funds! Nov - Paid CC1 £40 + Paid CC2 £70 - you have funds! Dec - Paid CC1 £40 + Paid CC2 £70 - you have funds! Jan -
  3. If you have been paying off the payment for a loan (high street bank) for years, but suddenly you cannot pay them (due to personal reasons causing your expenses to sore, and not have enough funds to pay them) so due to this, you are unable to pay off the loan agreed amount/payments. Here is an example Oct - Paid Loan £100 -- you have funds! Nov - Paid Loan £100 -- you have funds! Dec - Paid Loan £100 -- you have funds! Jan - PPaid Loan £100 -- you have funds! Feb- Paid Loan £100 -- you have funds! March- Paid Loan £100 -- you have funds! April- Don't pay
  4. If you plan to declare yourself in some months, and have 4 credit cards you have been paying the minimum payment for every month. But your expenditure has increases, and you have no disposible income int he bank account, which was paying the 4 credit card minimum payments, so for the next 2-3 months you wont be able to pay off your credit card minimum payments. (due to lack of funds) and in month 2-3 you will consider declaring yourself bankrupt so you are leading up to an ongoing problem of debt, that you cannot repay, you have no money from your expenditure to pay t
  5. if getting a pension (from the husbands pension scheme) where their company pension scheme, allowed the widowed wife to have some of the pension monthly money after their death. (company pension, eg BT pension) if that is being paid to the widow, does that mean it can affect the decision to get bereavement benefit (after applying) - ie they can reject it ? or the decision to get Bereavement Benefit have no effect or link to any 'company pension' being paid Also: or if the Bereavement Benefit is got, could the Company pension be altered/stoped? or there is no linka
  6. The interview is SOON- so can you please answer these questions- would really appreciate it...... a) What do they ask at these interviews? b)-how many questions do they ask? c) can you list all the the types of questions they are most likley to ask, d) and how long does the interview last? e)+ if you cant make this interview, how many weeks approx is it until the next date they give? (I know this depends how busy they are, but usually how far are they away) ? -the reason asking being its always nice to know what kinda things are expected to be aske
  7. did they waive the interview after attending? or they waived it based on what that claiment told them on the phone ? How did they waive it, what did they say? what reasons did they give not to attent the interview? obviously somthing to do with their condition, but wat did they say?
  8. actually it is for a claim that she has been on for 2 years, so she is on a long lasting claim. (Both dla + IS has been given for 2 years that is) Does the fact that they have been on it for 2 years have any affect on these interviews in anyway? if so what? or does her being on it for 2 years make it easier to get out of the interviews? or can make her exempt from the interview? or anything ?
  9. My cousin, she is on income support, and has received a 'work focused interview' letter, to come and take the interview. (she has severe mobility problems and is venerable to fall) She is on Higher rate Care + mobility so i read somewhere that makes her Exempt from the work focused interview. Is that true? - if she shows she is on HRCare she can avoid the interview? whats the best way for her to show the interview people that she is on HR care? there is just a telephone number on the interview letter- but no email address- to call them? or email them the scanned DLA
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