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About Helpsmepls

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  1. Thanks alot for that sam, i am going over to his house now, and try find the first date of contact. Cheers sam
  2. Hi Sam614, Thanks for your reply, im not sure on that date i will ask my friend and let you know. Cheers
  3. Hi R&B, Thanks for your reply, they did give a date in 2004, sory i should of made it more clear, here is the letter they sent. County Court Claim No:........ Thank you for your letter blah blah. Sadly your understanding with regards to the Court procedure on enforcment of debts is incorrect. As you will note above, the previous Claimants in this action, Barclays Bank Plc were successful in obtaining a County Court Judgment against you - determined under the above claim number. Barclays Bank Plc then requested your file to be transferred to B...... County Court with the
  4. Hi, R&B, my friend sent the letter you kindly done, he got a letter back from them saying he made a payment in 2004, but he knows for a fact that he never made a payment, he checked his bank records to be sure and he never paid anything. What do you think he should write back and say? Thanks
  5. Thank you very much R&B for the letter, sounds like it should do the trick fingers crossed. Thank you sam614, postggj for your time and help. Will get my friend to donate to the site once he knows he is in the clear. Many Thanks Helpsmepls ;-)
  6. Ok i have spent most the day trying to sort this letter out to send, i would be greatfull on any advice on if you think this is ok. Dear Sir/Madam Re:- Account/Reference Number ........ You have contacted me regarding the account with the above reference number, which you claim is owed by me. I would point out that under the Limitation Act 1980 Section 24 "Time limit for actions to enforce judgments" (1) An action shall not be brought upon any judgment after the expiration of six years from the date on which the judgment became enforceable. (2) No arrears of interest in respe
  7. ok i found this letter on here posted by Barracad. can i send this? i know CCJ,s are not statute barred but i cant find a letter to state the CCJ is over six years old, also i am a bit worried about the fact my friend made a payment a few months ago, even though this was after a six year period had passed. Here is the letter, Dear Sir/Madam Acc/Ref No 4563210025897412 Thank you for your letter, concerning the above account. We are sorry that you are unable to write off the outstanding debt. The majority of our creditors have agreed to the request that the debt be writ
  8. Hi postggj, No he has no intention of trying to claim any money back, only to try not to pay any more . Ahh nice this will please my friend. Is there any default letter i could copy or is there anyone who can typ me a short letter up to send, i just want to make sure i get the wording right. Or should he just ignor them? Yes BMS is Booker. Thanks alot for your help postggj.
  9. Onmywayout, Would the bank who took out the CCJ have to awnser to the court, or would it now be down to BMS?. Thanks
  10. Thanks for that r&b, i will try to put a letter together for him, not really good at this sort of thing lol. Did they break the law by taking a payment when the ccj was over 6 years old and because they did not get a enforcement order? Thank You
  11. Thank you OnMyWayOut for your reply. Thank you 42man, i did think that was the case, based on that what do you think my friend should do next to try get BMS of his back? Again thank you so much for your help.
  12. Can anyone Help me? I am starting this thread for a good friend. My friend took out a loan with barclays bank in 1998 ish, and ended up getting a ccj in october 2001, he then left the country for some years, he then moved back to uk, after about 4-5 years of being back in the uk he was contacted by BMS, (this was about 3 months ago) and was asked to clear the debt in full (7k). My friend told them that the debt was over six years and he said i am not paying anything, but they said it is not over six years and confused him, so he offered 50% but they refused, so he made a payment over th
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