Im new so sorry if this is in the wrong forum.
My sister had recieved a letter from a debt collection agency to her address in my name demanding payment for a debt that is supposed to be in my name. The credit was applied for (allegedly) by me at my sisters address. Now I have NEVER been registered at my sisters address, Never been on the electoral register at her address and have not had anything on credit since i met my wife over 6 years ago. My sister is getting worried by the letters as she thinks it could be affecting her credit rating as she is the homeowner, Im going to ring the DCA on friday does any one know what I should say , if anything, or should i just send them one of your letters ? My sister has told them i have never lived there but they are just saying its on our records and keep sending her letters.
Any advice would be welcome