Sorry one other quick question should I also send a copy to the court that has issued the paperwork?

Hi Ell-enn, Thank you so much for the form I will speak with my solicitor on Monday and get this signed I will then send to the Sheriffs office and anyone else that sends anything here for him. In reply to the post asking if we are in contact still, not anymore after today .... he is the type to bury his head in the sand and hope it will all go away, shame really because I did really like him

Excuse my ignorance but what is a Statutory declaration and where would I get one from please ?

He is not named on anything to do with my home or bank or anything other than my car insurance as a named driver.

No Im not in Scotland, neither is the creditor but thats the wording used on the court claim sorry to be evaisive I have not had to deal with this sort of thing before.

Unfortunatly No I don't live close to the office.

Hi Seanamarts, Thank you for your reply. Yes I do have a tennancy agreement which is in my sole name, I am not sure if I have broken the law by opening the letters and court documents as they were not addressed to me but I guess I could explain this as well? Do you know if there is anywhere else that will have an address file wich could lead his creditors to this address that I should also send my tennancy agreement too? Thank you so much for your help

Thank you

I am really hoping that someone can please advise me of what I cando as my ex-partner has run up debts well in excess of £170,000, he had hishouse repossessed shortly before we broke up and stayed at my house for acouple of weeks (he works away 2 weeks out of every 4) 2 or 3 times. During that time I did not put his name onanything to do with my home and I wouldn't allow him to have his post redirected here as I didn't want him to think we were now living together,wehad not been seeing each other for very long. The only thing that does have himon is my car insurance as a named driver as I had forgotten to remove thiswhich will be done first thing in the morning. I was aware he had alot of debts but not as much as I have since found out. I only let him stay because he had nowhereelse to go. I also live in rented accommodation with my 12 year old little boyand am currently going through a very messy divorce and am unemployed. Over the past few weeks I have had several (about 25)letters arrive here addressed to my ex-partner including some from the inlandrevenue and his mortgage company, I have simply put "not known at thisaddress" on the envelope and put them back into the post box. Today however I had court documents sent here for him (Iopened them which I'm not sure I should have in case I have broken the law?)and across the front of them it states that the creditor had the Sheriff’soffice trace him and the Sheriff’s office advised them that he is living atthis address, which he isn’t and never has done. The amount of letters for himhas increased over the past few weeks which to me would suggest other creditorshave made enquires to the sheriff’s office. I also opened another letter received today from his mortgage company demanding thesum of £92,000, despite the fact I have sent several letters back them in pastweeks with not known at this address. Please can anyone tell me how the Sheriff’s office couldhave traced him as living here, and what I can do about it? Also will he beregistered as living here on any credit recording agencies or anywhere elsethat I am also going to have to deal with? My son and I have all our doors and windows locked as fromthe court paperwork we understand a high court enforcement office can forceentry and take our belongings. Any help or guidance will be very much appreciated Thank you.

Hi Has there been anymore on this thread as my boyfriend is in the same position, we are expecting them to come and get the car this week but have no idea who or what company will be collecting we just have a name and a mobile number. I am unable to find anything else on here about Arrowhire and help is much appriciated Thanks:|

Hi wonder if anyone out there can help please. Last April I had to attend a meeting and leave my car in a multi story car park in Lincoln. I thought i had paid for a ticket via my mobile phone but to cut a long story short i didnt recieve the text that should have come through to confirm this. Needless to say i returned to my car to find a yellow sticky ticket on the front windscreen which was a "Notice of Excess Charge" however what i did notice was that the car park attendant ha written my registration number down incorrectly (the last two letters were around the wrong way) so i ignored the letters from the council and I am now recieveing threatning bailiff letters (the letters from the council and the bailiff have my correct registration number on them) what are my options? Do I have a case as I have the original ticket that has the wrong registration number on it? Any guidance very much appricated.

Thank you very much for all the advice, I will send them the CCA request on Monday and will try and find any paperwork I have that may tell me how old this debit is. I do suspect if it's not already it will be very close to 6 years old. I will keep you posted. Thanks again.

Hi, This is my first post, I have been reading lots of posts since I became a member in the summer but never had the courage to post until I read this thread today .... You see, for a long time I had been running away from some large debts that I built up during my mid to late 20's at times I thought they had gone away as the letters stopped and the phone calls and the DCA visits ..... This was until around about Oct 2006 when I started to recieve letters again, I had moved house several times but it seemed they had somehow found me. As normal I tried to ignor them and as I was about to get married and move again I thought I would be able to loose them again. To cut a long story short I didn't, and I had to face facts that I had to get these sorted out. In January this year I sat down a wrote letters to all of the DCA that I had recent letters from making an offer to pay the debt back with monthly installments. (I hadn't found this forum back then) Two of these debts originally for 2 american express cards were now owned by CapQuest, I don't have any letters to advise me that they purchased the debts etc (not sure if that makes any differnce) The two together as detailed on the most recent letters i had from CapQuest had an outstanding balance of £13,158. They accepted my offer of a monthly payment of £160.00. I was feeling good that I addressing this issue and was making attemps to put things right. BUT, on the 9th of October I too received a CapQuest statement for both of these debts and was mortified that my monthly payments to Capquest for these two debts of £160.00 which in total means I have paid them £1,300 since January has not reduced the debit at all and has in actual fact increased it by £253.31 my statement has a closing balance now of £13,411.31. The monthly interest charges on the statements vary from £95.74 as the lowest to £512.30 as the highest charge for the month of July!!!! I feel very disheartened and am not sure what to do, I have not made the £160.00 payment this month and they are calling me upto 12 times a day, I have caller ID so can choose not to answer. I really don't know what to do now, but I do intend on putting into action all the great advise on this post and if anyone can provide any further guidance it will be very very much appriciated. how can anyone get out of debt with companies that trade like this?