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craig8661

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About craig8661

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  1. So if I receive court papers will this go on my credit file
  2. Found out they sent a second letter but partner had binned it and not said apparently it had a photo of the car was me using it that day
  3. What it was I moved when I got first letter. They sent a second one about 1 year later saying they used a credit reference agency to trace me car was never registered to new address as was traded in. Got the 3rd letter other day it was the halfords car park in Sutton in Ashfield
  4. I've held out on this got a letter stating lba county court loads of stuff on back of letter about how they have won the court case that was recently done. Is this scare mongering or are they now going to county court I was 2 mins over the parking time one day I believe they say this is the 3rd time they have written to me but first time I was not at that address and second new address they recon by a credit check but had no letter they gave car registration that was sold two years ago thanks for your help Craig
  5. well to cut long story short bt was sopposed to install broadband in jan this year engineer came out had working infinity and no working phone line 2 apointments changed or missed by them was phone call from me and cancelled install and new order. first order was get broadband infinity and phone line and £75 voucher for sainsburys online offer when I rang to complain when person did not show for the second time had working broadband but no line (funny claim need working phone line for broadband ) not true they cancelled whole order and replaced told call was recorded an
  6. Just an update in my stat barred letter I have given them my new address but they keep posting to my old address. They're trying to say it's not stat barred as it was done in 2008 in August so does that mean with stat barred letter I admit the debt. I dispute the debt as never owed three any money when I left them have contract dongle with them now and keep getting phone calls to try and take more contracts out with them. do I ignore Lowell until they write to me at this address. they're getting crafty with phone calls rang asking for a different per
  7. Also noticed Lowell keep doing searches on the credit file at least once a month
  8. Not us we stopped all wages going into the account as soon as they started with the super high rate charges
  9. just an update Went into experion and it says default 2009 it is also showing payments on the account over that time but everything ceased with loyds tsb in 2007 ie we argued the debt and also the charges
  10. I'm not sure on default date but they closed the account down in 2008
  11. Is there any way I can't stop the harassment calls and texts as well from this company
  12. it started as phone calls chasing me told then unfair charges and was not aware of the amount. Any letters sent apart from the odd one was not responded to only replies was debt in dispute. About 2013 they stopped chasing me and went after my partner we did not respond to any letters. We have decided now to start acting on these to get them out the way so we can carry on rebuilding our credit so want to respond to the first demand to this address. I will get my partner to log into her credit file later and will relay exactly what they have put
  13. i found their letter out it say's they brought the debt in 2013 but last payment to loyds was in 2006. The account went into dispute in 2006 and any phone calls was account in dispute for charges. I think the credit file reported that a payment agreement was made in 2013 but that was not the case. Do i send a stat barred letter or account in dispute to lowell. And finaly is it worth filing for unfair charges at the time.
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