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Chopper75

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About Chopper75

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  1. many thanks for your help. I have just cross checked letters from Thesis & Link and the address is the same.....It's the same company!!
  2. Hi I hope you guys can give me some advice.....I will keep the following as brief as I can. I have three student loans dating from 1994 - 1996. When it came time to repay these loans in 1997 I successfuly deferred the reayments for a year. However, while I was away from home I did not "re-defer" my loan repayments & subsequently the Student Loans company Ltd obtained a CCJ against me in Feb 2000 (regadless the fact that I was not in full time employment or earning over the ammount where repayments are due). Consequetly, I have been repaying the loan at rates (i.e ammounts of mone
  3. May thanks for your help. Should I contact Thesis regarding the fact that they have not contacted me previously with a default notice prior to them "handing things over" to Link?
  4. Hi I hope you guys can give me some advice.....I will keep the following as brief as I can. I have three student loans dating from 1994 - 1996. When it came time to repay these loans in 1997 I successfuly deferred the reayments for a year. However, while I was away from home I did not "re-defer" my loan repayments & subsequently the Student Loans company Ltd obtained a CCJ against me in Feb 2000 (regadless the fact that I was not in full time employment or earning over the ammount where repayments are due). Consequetly, I have been repaying the loan at rates (i.e ammounts of mone
  5. Out of interest is anyone aware of any cases where money paid to a collection agency has been successfully reimbursed? Afterall they would be aware that their claim was SB so thay acted "illegally"(?)
  6. Many thanks for your help guys. Just wish I found this forum last year! One last thing. Mac Hall claim that by starting payments this means that I acknowledged the debt & therefore the whole 6 year old debt being barred by statute thing does not count! I assume they are telling porkies? thanks again Chopper75
  7. Dear all, I hope you guys will be able to give me some advice, I will keep this as brief as possible. Last year I received a letter from MacKenzie Hall stating that I owed a sum from an old credit card. In short I have started to make repayments to them. I have now discovered that the debt was well over 6 years old. What I would like to know is: 1) Were they entitled to reclaim the money even though they knew the debt was over 6 years old & therefore that they were barred by statute from claiming it? 2) Were they in breach of OFT rules by in trying to make me repay in the first p
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