Can anyone offer advice on the next step to take, last week I received a letter from Triton Credit Services, stating that I needed to contact them as my outstanding credit card balance had been transferred to them for collection as I had missed the last months payment (£160) on my RBS Mint card, I contacted Triton and was greeted by an obnoxious lout on the other end who stated that I had to repay all of the 10,000 that I owed, or as a minimum he would accept payments over 6 months. I responded by saying I could only afford to keep paying the £160 a month. He then said tough luck as it was 10,000 pounds he could do nothing and I would hear from there solicitors in due course. Today I got a letter from triton stating they were dissapointed to note I had failed to make a payment or satisfactory repayment proposal. Alsi it may be appropriate to request that a debt recovery agent call on me to discuss and agree proposals for repayment.
I rang them again and explained the situation and that I had tried to offer what I could afford but again the advisor!!!! said she could only allow a minimum of £1000 a month repayment, I politely re-inforced that under no circumstances could I afford to pay that amount and ststed that I could pay £160 per month. She then informed me as before I would hear from their solicitors,
what should I do next?, I note from the letter Triton is a part of the RBS seems like bully boy tactics,
