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jack.jones

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Everything posted by jack.jones

  1. A notice of discontinuance arrived today - no further action to be taken. Thanks for all the help and advice!
  2. Latest update is this - General Form of Judgment or Order. Upon reading the file IT IS ORDERED THAT 1. The Claimant do by 4pm on 27 January 2017 file and serve fully detailed Particulars of Claim setting out the date of the agreement, payments made, details of the breach and calculation of the sum claimed. 2. The Defendant do by 4pm on 24 February 2017 file and serve a detailed defence. Dated 2 December 2016. I guess I just have to wait now? John.
  3. The mediation session went as expected - they still wanted me to settle today even though they have not had the information sent to them from Barclays allegedly. Obviously I stated that I know for a fact I had paid nothing to Barclays for over 6 years and requested all of this information from them some time ago under the CPR and they have sent nothing at all other than the letter stating they had requested the information from the first agency dealing with this. Does this now get assigned to a court? John.
  4. I have the mediation session booked for Friday 4th - anytime in the morning. Is there something pertinent I should be asking them as I have had no documentation back from them despite the request and also, I have not paid anything against this debt for over 6 years now. Presumably I ask them to explain why they're chasing this when it's statute barred and for proof I have paid anything against this debt in the past 6 years? Regards, John.
  5. Forms filled in and returned. How is the 28 day period calculated btw? By my counting, it's the 15th September that would be 28 days. MCOL states the DQ was filed on the 17th - their (Lowells) letter was dated the 14th. Still no information back despite the request. John.
  6. Had a letter from Lowell Solicitors today (14 September) stating the following. Dated 9/9/16. ******** We refer to the matter shown at the side of this page. Please find enclosed a copy of the Directions Questionnaire which we have now lodged with the Court. You should have received a copy of the same for review and completion. The Court will use the information contained in both our copy and yours to make decisions about how the case should proceed. Yours Sincerely.... ******** So, I can't this this having been added to the case on MCOL and I've had nothing fr
  7. It's from Lowell Solicitors. My defence was as follows. Defence 1 The Claimant's claim was issued on 22 Jul, 2016. 2 The Defendant contends that the Claimant's claim so issued is a claim in contract and is statute barred pursuant to the provisions of section 5 of the limitation acticon 1980. If, which is denied, the claimant contends that the Defendant is in breach of the alleged contract, in excess of 6 years have elapsed since the date on which any cause of action for breach accrued for the benefit of the Claimant. 3 The Claimant's claim to be entitled
  8. My defence was submitted before I went away. I today had a response from Lowells. ***** Thankyou for your letter dated 5 August 2016. Our Client has however, requested a copy of the statement from Barclay's Bank, with whom you originally entered into the contract. Whilst we Endeavour to provide evidence of the debt as soon as possible, you appreciate this is dependent upon receipt of the information from the original creditor. Please note that our client is in not obliged to provide you with a copy of the deed of assignment as this is a document containing conf
  9. I sent the CPR off last week - 5/8/16. Presumably I need to file some sort of defence in the next week or two? I'm actually out of the country for 10 days from the 19th to the 29th. But I can have any letters / information returned from them scanned etc.
  10. Im cannot see anything do download in that library. Nothing says CPR, if I go into section 31 (31 Liability that cannot be excluded or restricted) then look for 14 theres nothing there other than this - 14 Goods to match a model seen or examined Am I missing something? J. p.s. Ack has been filed on MCOL.
  11. Thanks. Doing it now. Presumably I also need to send the acknowledgement of service too? John.
  12. I opened this bank account before 2007. I moved to a new (and my current) bank account around early 2010. So this debt is more than 6 years old. John.
  13. Actually, I called my current bank and have been with them since February 2010. Doe this have any bearing on things from a statute barred POV? I have not paid anything to anyone regarding this debt since prior to Feb 2010.
  14. Name of the Claimant ? LOWELL PORTFOLIO I LTD Date of issue – 22 JUL 2016 09 AUG 2016 (19 DAYS) 23 AUG 2016 (33 DAYS) What is the claim for – the reason they have issued the claim? Please type out their particulars of claim (verbatim) less any identifiable data and round the amounts up/down. 1) The Defendant entered into a Consumer Credit Act 1974 regulated agreement with The Sigma Financial Group Limited under account reference XXX ('the Agreement'). 2) The defendant failed to maintain the required payments and a default notice was served and not complied with.
  15. I had a county court claim arrive from Northampton (I'm in Coventry) for a debt I think is an old Barclays account but suspect was sold onto The Sigma Financial Group Ltd and is being claimed by Lowell. All the information is this - 1) The Defendant entered into a Consumer Credit Act 1974 regulated agreement with The Sigma Financial Group Limited under account reference XXX ('the Agreement'). 2) The defendant failed to maintain the required payments and a default notice was served and not complied with. 3) The agreement was later assigned to the Claimant on 21/12/2015 and notice
  16. Hi all, I'll try to make this clear (it's anything but to me at least). It's a long story so I'll summarize it if I can. Had a house repossessed in 1999 which the Halifax sold in 2000 with a loss or shortfall of almost £8900 (actually, they sold the house for what I bought it for but with all their costs and interests etc..). This fell short in time frames for the statute whereby they won't chase you any longer and upon finally buying another house in 2007 they came after me for the money. Plus interest. So it's about 13k or so. I ended up getting a firm of solicitors involved t
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