My doctor has said to g and see him next week and he is going o refer me for councilng. The pressure is building up on me, I have been suspended on allegations of bribery and after my notice period I have to loose my house as we can't live on my wife's wages. I just can't go through hearing and desciplinary procedures, I'm not mentally coping at the moment

Hi I have been suspended from work pending a hearing and disciplinary. I have been under so much stress that my doctor has signed me off sick, as I am about to loose everything including my house, job etc. I have handed my resignation in but as I have been there for over fifteen years I have to give three months notice. If I am signed of sick until after my notice period ends, what can they do as I will not be their employees. Also if doctor say I am ok to attend work do I have to attend the hearing, as I know with he stress and the frame if mind I am in I will not be able to face this and I just want them to do it without me and make whatever decision they want to make. Thanks in advance

Thank you for your support. Yes my house is in negative equity but I'm not in any arrears at the moment. However I am loosing my job in September and we need to go BR now so I can move with my mom and try to place my daughter in a school. If I hand my keys now will they work out the shortfall and wipe the mortgage and secured loan. Also is there a guideline for reasonable expenditure eg how much do I put in for shopping for 3 for example. Your support its appreciate it and hopefully this nightmare will end soon

Thank you so much for your help. This guys is charging me 295 for joint bankrupcy, he said he will fill the forms and take us through our expenditures and help us with OR. Me and my wife are so stressed we can do with any help. CCCS are helping me I think hey we're one step or something. I wil phone them again. I feel my life is crumbled down at the moment

Thanks. I have talked to National Debtline and other charities who help with debts and they said to get rid of the house first before going BR but unfortunately time is against me as I been told it can take up to six months for repossession o go through. I am really worried and not sure the BR services are giving me the right advise although the guy said he has one this for other people loads of time

Hi all Sorry if this has been asked many times before. Me and my wife are about to go bankrupt by filling the forms and book our ours date. We have asked a BR service company to help us doing this as I can not handle he stress anymore. we have a mortgage and a secured loan on the house ( joint name) . Our mortgage is with NRAM for 265k which was one of e altogether mortgages I.e. 235k mortgage and30k loan, we are on interest only, in addition we have 69k secured loan from Firt Plus which we have been paying for the last 6 years so not sure what the outstanding balance is. We have over 60k unsecured loan and I am about to lose my job next month. Our BR adviser said that we move out ( we can move with my mother for a year) and hand our keys back. That way we declare in in BR forms and any shortfall will be unsecured and will gets wiped out during our BR period. We have a seven year Old daughter who is very distressed as she knows something is up and also I have an extremely stressed wife, I can not handle the pressure anymore and been told BR is the only way. I wanted to see whether handing the Keys back will work as per our advisors suggestion as the last thing we want for us is to come out of BR and be chased again for debts. please note so far we have no arrears with any if our lenders but as I am the major earner from next month we cannot afford te bills anymore. I feel trapped and stresses and any urgent advise will be mug appreciate it before I pay e advisor and start idling he BR irks Thanks

Thank you all for you advises. I just don't know what to do, it just a mental torture for me and my family. They phoned today and said they are still investigating even though originally they said it will not take more than couple of days. I don't know what to think, someone said the fact that its taking so long is because they have got a concrete evidence but I keep thinking they just going deeper and deeper. Apparently I am not allowed to have a representation during my hearing, I am only allowed one at my disciplinary. I think it's so unfair that they will have all this time to put their case and expecting me to walki in to the Lions den completely unprepared and be expected to re,ember things from past year ( unless they looking further back) , especially in the state I am in both mentally and physically.

I was told by someone who was there at he meeting, I don't want to raise it with the school because I don't want to put them in trouble and betray in their trust

Thanks for your help. All the orders I place needs to be signed off by my manager, I am only the first signatory. Without my managers signature orders do not go to the supplier. There is also matter of record keeping of petty cash, only am and my manager have access to this and I was told to not keep any records because my employer do not lie large amount of petty cash. There are records of how much has come in but when it goes out there are no records, this has been happening from the day I started there in 1991 when I wasn't even responsible or it, so I don't know whether they are finding discrepancies there as the money is usually spent when we buy things or work from it or pay staff expenses rather than taking it through e system, but I have nt taken any money off. My situation feels bleak and waiting here for the to call me its unbearable. Also I found out yesterday that someone from my work knows the deputy headmistress of my daughters school and they told her that I have been suspended and then the headmistress announced it in her staff meeting. I was livid because at my meeting when I was suspended they told me know one will know and I can not say anything and now the whole of my daughters school will know which has effected my daughter and also completely damaged my reputation.

Thank you so much for your kind words. I just don't think I be able to be allowed to work there again, and rather than putting my family through this is it better to quit now even nought they can carry on in my absence. My wife wants all this to be over or the sake of our seven year old. I have broken procedures but it all was with approval signature of my boss but it doesn't hide the fact that I have broken financial regulation which is a gross misconduct offence, I feel as if they will make a scapegoat of me and to make a point especially as if they cutting back and looking into ways of getting rid of people. My health and my family's health is suffering, my 73 year old mom who is disabled is on the verge of collapsing. I just feel lost after 22 years of working there it is all I know. I hope one of the forum guys can advise me soon Thanks again

I have been suspended from my work pending investigations for gross misconduct with regards to financial irreguralarities and benefiting from placing orders on behalf of the university. It is now one week in my investigation and I have not heard anything. This has caused me and my family especially my young daughter under tremendous pressure to the point of my wife being close to going of work sick. I have been working there for 22 years and never been accused of anything like this. They have not told me anything bar that I am suspended for 3 weeks until they carry out their investigations. I can not handle this amount if stress as is effecting mine and my family health. My question is can I just offer my resignation now and have this whole ordeal finish and refuse to to to hearing and possible desciplinary procedures as I do not think I am strong enough to go through this. And even if I clear my name my reputation at work will be tarnished and I think I can't do the job anymoe Thanks

Thnak you very much for your advise. I really apprecuate all the good advise on this forum

Thanks you all for all your advise. I phoned up again this morning and the lady told me to go to the branch and they can help me, I said I doubt this but she assured me this is the way to go. I took half day off work and went to the branch just to be told I have to wait for a letter and there is nothing they can do. This si getting so stressful as they honestly making me feel as I have commited a crime. I kept explaining to the lady that the money has come from Barclays and ironically they send me a statement saying Barclays bank PPI refund which I showed them and again she said they can not discuss this with me even though I said I need this matter resolved so I can pay my bills. Does anyone kow who do I need to complain to. I phoned Financial services Ombordsman and the very nice laady said I have to write to them first and she was shocked they have done this especially as they wrote to me before saying whether I want the money to be pout in to my account or credited against my credi card, which I chose for it to go to my account. She said after I write to them then I need to phone them again and they can take legal avction against them. Does anyone know will this be the case, how do you explain to these people in Barclays about the stress they have caused me as I am totally dependant on this money. Sorry for the burb but had to let of some steam:-)

Hi I have had a normal current account with Barclays for over 25 years now. I have not been using this account for the past 10 years as I switched banks but didnt close this. Had a small amount (£4) there and have left it there for 10 years now. Recently I claimed a PPI compesation against Barclays and I was successful, I recieved 12k from Barclays which I asked them to put it into this account, as they would not credit this to other banks. The money was credited to my account last frinday. On Monday I logged in to by internet banking account and paid some of my bills which went through OK. On Thursday I recieved a letter from Barclays saying that one payment which I scheduled to leave my bank to HSBC for 120 pounds was declined and they are charging me 8 poiunds for going over my imit. I was shocked by this and I phoned Barclays saying that there should be more t5han 10k in my account and why has this been rejected, the lady on the phone said that my account is under investigation and she can not give me anymore information and they have frozen my account and I can not use my online banking facilities. I complaint and asked to talk to someone in their Fraud department eventually I got through a very unhelpful person and all she said that my account is being investigated and she can not tell me anything more. If I am not happy I should put a complaint in an it will take them 5 days to call me back. I said this is not acceptable and I wanted to know why my account is being investigated, how long wil it take and why wasn't I notified about this. All she said to me is that she can not say anything to me and I have to put a complaint in. I tried calling again today and same thing happened a very rude operator elling me the same thing. I explained that this money has come from their own company Barclays for the PPI claim I had and if they look into this they will see thi is the case, it was not paid by cheque or have come from overseas so why wasnt I informed of this. Same thing was said that I should out a complaint and they can not tell me anything. I said that this is such bad practice as I genuinely feel s I have one soemthing wrong and ythey are making me feel like a criminal. this money has come from Barclays and why didnt they phone me to give me a chance to exp-lain before they take action against this. Again all he said that he can not answer my question, he couldnt even tell me how long these things ususlally take and he hung up on me. I phone the Financial Omburdsman and they said they had no right to treat me like this. Any advise on what to do will be appreciated