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martski

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  1. From my part, i work in a homeless project so if they do end up on the street i will make sure they bloody well stay there!! and i am not joking either........ as soon as i hear the words welscum the homeless interview shall be over and the gutter shall beckon!
  2. Just as an update, just got letter from FOS stating they have my complaint and will contact Welscum and come back to me. Usual stuff about 2 month wait minimum etc... just glad the ball is rolling now... sit and wait...
  3. Keep your eyes peeled on the telly mark. you will see an advert for "quick quid" or something similar and the apr is......wait for it over 2000!!!!!!!! absolutely ***kin amazing! Surely these must be inbred welscummers?
  4. Okay, got lette rfrom FOS. Had forgotten to put the final response letter in with the form! Never mind... good thing is, at least theyve read it! So delays may not be too long i hope. Sent it back Friday so alls well. Been looking around the threads for the Welscum and it dont look too good for them does it. I was tempted to ring them last week and when someone answered just laugh out loud for three minutes then replace the handset! Very childish i agree... but very rewarding overall. I will cry tears of joy the day this lot go under. Saying that however, i was amased to see yet another ****** company. ( quick quid or summit) advertising on the telly this week....over 2 thousand percent apr!!!!!!!! Jeeeeees! Cmon people dont do it, go without, go to prison or anything just dont sign!!! Hope this **** arent reincarnation of the ****... beyondhope...have you heard anything yet? Some people say the FOS are useless so if that is the case then whats my next logical step?
  5. CATTLES Discussion CTT CTT.L - Interactive Investor Hooray!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
  6. You may have to change your user name now to " a glimmer of hope"!
  7. Yes, as in, CATTLES Discussion CTT CTT.L - Interactive Investor Ive read it now and its not only true, but hilarious!! 10am tomorrow they are on the dole...
  8. CATTLES Discussion CTT CTT.L - Interactive Investor READ THIS!!!!!
  9. Just read it..........hillarious!!!!!!!! All like rats off a sinking ship. Thats made my bloody year already! Cant wait till 10am tomorrow... I myself had some good calls to some very "understanding" female staff a few months back. But i quickly turned after i was slowly led a merry dance.... think the ploy was keep me thinking ive had a favour done while busilly shafting me on the sly! One thing i cant get a handle on though is, what potentially would happen to existing loans and customers?
  10. Just read this on the net looking for MIF. Its for a MIG (same i think) Quote: MIG: Mortgage Indemnity Guarantee. If you borrow more than 75% of the value of your house, you'll probably get stung with one of these. It insures the lender against you being unable to pay. Even though it's you that pays this premium, it still won't stop you ending up at the Salvation Army soup kitchen. My own property was at 36000 when i bought it. At time of loan 1 year later the house next door sold for 72000! And they still hit me with this... I feel they are on thin ice with making this one stick with me or a court for that matter... Yahoo! UK and Ireland - Finance - Glossary
  11. How accurate is this administration rumour? and what would this mean when is receivership to current clients?
  12. Okay, today i got 2 letters, 1 from the FOS and one from the ****. FOS letter was simply aknowledgement of receipt of complaint about wellscum and stated they are very busy so may wait a bit for actioning.. ive no prob with this as im patient chap Anyway, letter from wellscum says as ive not signed and returned their silly contract that in 2 weeks they would tear up my complaint (da da da daaa!) cue dramatic music... i of course will respond with recorded letter stating once again i want complaint left open and am willing to sign another contract as long as its has no ppi, no life insurance, and no mortgage indemnity fee! Think the FOS are gonna have fun with this one. I cant wait to hear their excuse for ignoring these other items off the loan. "different depts" springs to mind as one possible or maybe "sorry, we are very stupid!" is another... Anyway, did have small feeling of "should i have signed" but that was quickly dispelled and i will now soldier on. Does anyone out there agree with my next move or suggest something else? I note with bemusement that no 2 cases are the same which smacks of total incompetence on welscums part.(i have at least 4 "final responses")
  13. Mark1arby. I agree, i should have kept that agreement instead of ripping it up in a temper. Lose your cool and lose the fight isnt it? Good advice and i will not destroy anything from now on....
  14. I accept your point fully. However, it must be remembered that these are peoples lives that he is giving advice on and advice whilst welcomed, must also be given most carefully and not with abandon. Mark, i feel, was understandably annoyed with this and lets face it, debt is an amotive issue and if he feels any mailice towards any past emplyees of wlescum then i for one wont lose any sleep over that. Major player, whilst purporting to be of sound advice, it must be remembered, also, 7 years ago used his/hers judgement back then in choosing to work for this ****..... need i elaborate?
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