Thank you for your reply So i should write them a letter out and send direct to orange? On the credit report it states the default is from arrow global i presume orange gave them permission for the default ? or not? Should i sar arrow global? Thanks very much

Hello I hope somebody can help me with this My partner checked her credit report yesterday and to her amazement she has a default from Arrow Global for a debt of £68 to orange. This default was placed back in 2008. For a orange account which was closed back in 2008 and opened in 2007. After speaking with orange they advise me there was a outstanding balance on the final bill. Something they cannot prove as they cant see old bills anymore plus it has been sold onto Arrow Global who have since put a default on her credit file. Surely arrow global cannot just go handing out defaults without us first receiving a letter or a intention of a default being placed on her credit report? How would i go about getting this removed etc? or challenged? What is the first steps? Thank you in advance Jon

Can anybody assist? Thanks

Hello helpful people! My partner checked her credit report yesterday and to her amazement she has a default from Arrow Global for a debt of £68 to orange. This default was placed back in 2010. For a orange account which was closed back in 2008 and opened in 2007. After speaking with orange they advise there is no outstanding amount of £68 and the account was closed with 0 balance. Her credit report even supports this and has a entry of a closed settled account with orange. Surely arrow global cannot just go handing out defaults without us first receiving a letter or a intention of a default being placed on her credit report? How would i go about getting this removed etc? What is the first steps? Thank you in advance Jon and Natalie

Postal order or cheque for the £10? make it payable to somebody or leave blank? Thanks again

Help Please!! I have received a default from capital one over missed payments, but they sent the Default letter to my old address, even though i informed them of my new address. So i never received the letter i only found out by looking at my credit report. I have since been making payments to the Debt Collection agency who are working on behalf of them. Can i get this default removed ? what would i need to write to them? Please help Thanks Jon

Hi thanks for your help, i need get all the statements from them. What do i need to send them? Thanks again

Should i send them a CCA request that way the account is put on hold?

Some of it is for a laptop and the rest is charges! I have markers yes! Can i not write them a letter asking to accept a payment plan or make a payment online will that stop them from giving me a default? Thanks

I havent been given a default yet, i dont want to be given a default but they NDR (littlewoods) refuse to give me another payment plan which means i have to pay the full amount which i cannot afford so that leaves me open to a Default!

Im just worried about the DEFAULT, they have told me they will sell it on and then i shall be marked with a default notice for 6 years! Have resent letter as a PDF Thanks

Done it, PDF now thanks Full page photo.pdf

It seems to attach the JPG very small?

i have some statements but not all, What do i need to do as they have given me a date of 9 Jan 2012 to make the payment by, or they will sell the debt on etc Thanks Jon

Hello Everybody I need some help I have a littlewoods account which is being managed by NDR Money, i have now stupidly missed 2 payments with NDR money and they have sent me a DEFAULT NOTICE (see attachment) I have called them up asking them to arrange another payment plan but they refuse and have advised me i must pay the full balance, which i cannot afford. I have had many charges on my account also which i can get back ? I do not want a DEFAULT on my credit report, please can somebody help me on what to do next? I would be most grateful Thanks Jon