Jump to content

Tricky Dickie

Registered.
  • Content Count

    268
  • Joined

  • Last visited

Everything posted by Tricky Dickie

  1. As to it being a weak case it depends who wanted it to be a test case. Also nowhere in the judgement does it say the agreement was enforceable it says the lenders asserted they have a signed agreement but they have not got round to providing a copy yet and the judge seems to have accepted that . If I was the borrower I would not accept that
  2. I don't know why the claimants lawyers let the case proceed other than has been mentioned to fly a kite and see where it gets to but for the lenders its another stick to beat us with. They will say now that they have the right to report lenders to CRA's and this will be enforcement by another name
  3. paragraphs 13 and 14 clearly state the bank has never provided a signed copy of the agreement however the judge has accepted their assertions that they have such a document even though it has not been provided. para 17 says the agreement was valid and enforceable until 11 March 2009 (the date when the 12 day period for compliance with a demand under section 77(1) expired). Furthermore, by virtue of section 77(4) the agreement will be valid and enforceable again once the bank has provided the claimant with a signed statement of account. So it will be when and if the signe
  4. I thought the same thing the first two times I read it however correct me if I am wrong but I can find nowhere in the judgement where it says the agreement was enforceable. Paragraphs 13 and 14 read. Correspondence ensued in which MJP threatened proceedings for a declaration of unenforceability by the court if a copy of the agreement were not produced within 28 days and for an injunction if the claimant's credit rating were affected. By 11 May 2009, the bank had located a copy of the agreement and wrote to MJP enclosing it and stating that recovery action would now continue. Through
  5. Couldn't agree more,swindling bastards heres another example of their dodgy practices http://uk.biz.yahoo.com/091006/140/irm70.html
  6. I think it was RBS who asked for this case to be referred to the High Court probably because they knew they had a good chance of winning. Just waiting for this to be in every media very soon with the headlines You Do have To Pay Your Debts
  7. Was it to establish that whilst the lender was in breach of a Section 77 request the agreement was effectively unenforceable and therefore the lender could not report non payment to CRA's. Are there any other implicaions from this judgement,Justice Flaux seems to be taking a lot of detailed points from Wilson v FCT.
  8. Very disappointed that the link I put on here to another forum dealing with peoples experience of using the CMC which has just dealt with the Liverpool case has been deleted. I can only assume the reason is that the management of this forum feared legal consequences if the link was allowed to stand however I think its very sad that consumers reading this forum will be denied the opportunity to read about the experiences of other consumers who have paid many hundreds of pounds to have their claims dealt with and to hear how they have fared. Anyone who would like the link can pm me for furth
  9. Many offer a full refund if they can not take your case forward on a CFA but the point is that there are people on that forum complaining that they have submitted their case over a year ago and still don't know whether their case will be taken on a CFA basis and have not had a refund. If the creditor started the action how do you know that you would actually be defended?
  10. Damn thats not the right link every time I try to put the right link in it transmutes to the one above when I post it ??????????? the one you need to look at is in post 444 ignore the above
  11. Have just heard Carl Wright on BBC radio 5 live telling everyone what a great job Cartel did in the Thorius case.
  12. Have just heard Carl Wright on BBC radio 5 live telling everyone what a great job Cartel did in the Thorius case.
  13. Have just heard Carl Wright on BBC radio 5 live telling everyone what a great job Cartel did in the Thorius case.
  14. Take a look at this,very interesting Reported this morning on BBC Court lets woman off £8,000 loan By Ian Pollock Personal finance reporter, BBC News The obligation to repay many consumer loans may be undermined A decision by a county court Judge could mean thousands of borrowers being able to renege on their debts. Judge Jacqueline Smart at South Shields county court has decided that the MBNA credit card company cannot demand the repayment of a customer's debt. It tried to force Lynne Thorius to repay the £8,000 she owed on her card. But the Judge decided th
  15. Whats really amazing is that there has been a report at all-the Mitchell case got no coverage
  16. Don't know whats going on here see the link I posted in post no 694. Wierd coz I have tried 3 times to copy and past that link and instead what comes up is a link to Cartels site. Something strange here Mod comment; nothing strange, the friendly URL is showing and as that page you're linking to is named the url for that site, that's why it's showing. This isn't changing the link that you're posting, it's just showing the title of the thread that you're linking to. Link removed, though, as it's unapproved external and promoting a commercial site.
  17. Check out this link I posted first then tell me whether you still think that way
  18. Not really the people who own the media all **** in the same pot with those who own the banks and all other big business.Its in all their interests to keep the peasants in their place
  19. Good old MBNA Take a look at this,very interesting Reported this morning on BBC Court lets woman off £8,000 loan By Ian Pollock Personal finance reporter, BBC News The obligation to repay many consumer loans may be undermined A decision by a county court Judge could mean thousands of borrowers being able to renege on their debts. Judge Jacqueline Smart at South Shields county court has decided that the MBNA credit card company cannot demand the repayment of a customer's debt. It tried to force Lynne Thorius to repay the £8,000 she owed on her card. But
  20. Very interesting information and well worth looking into. As discussed elsewhere and recommended by the Ministry of Justice everyone should take advice before paying a CMC to take on their case http://[problem].com/showthread.php?t=35395
×
×
  • Create New...