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About pitbullofbrum

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  1. Thanks for the advice, I have not had any sort of letter through the post yet, but if I do i would request to see what evidence he has before we go to court, I will keep you guys updated on the progress.
  2. Thankyou, Yes I have evidence I have paid the amount back by way of bank transfers (FIRST 2k), I do not see why I should pay money back he gave me as a gift and then when he feels as though he is not getting what he wanted he says "ok then you can pay me all that money back", its like blackmail !
  3. Yes that is correct, "poss the 1st £2k was but not the latter two?" And there was no documentation, he just said it was a present, but when I spurned his advance he said he wanted it back ... hence the delay in time ... but that was only for the first amount
  4. Me and this guy work for the same large organisation, all be it in different departments. The guy in question is a senior manager ..... I blocked his number a long time ago, but he has since messaged me from a different phone that I have also blocked
  5. Good Morning all, I was wondering if someone could offer me some advice with an issue I have with a former friend. Back in 2012 my friend (who is extremely wealthy) gave me 2k to help me out with some serious issues I was having with debt collectors, he wanted to be more than friends shall we say and to this end he gave me another 2k early 2013 and another 2k late 2013 by way of bank deposits. I understood at the time that these were gifts and no verbal or written contract was drawn up. Once he realised that I was not that way inclined / spurned his advances, he started to get nasty and demanded the last payment he made to me to be paid back to him (which I had no means of doing) I was in a position to start to pay this money back in 2015 by way of monthly payments into his bank account after he started to hassle me, and have now cleared the money he originally wanted so stopped the regular payments. Trouble is he has started to to text me and ask for the payments to continue otherwise he will take me to court....... I can no longer continue to be held over a barrel whilst he demands payments from me as I have a small income and a large family to feed. When if ever will he stop to ask me for money ? Please let me know your thoughts and if indeed he could take me to court and obtain a CCJ The other option of giving up my will to him is unthinkable, I just want this guy out of my life Please help
  6. while ive been preparing my n244 against halifax they have passed it on to robinson way and company now the debit is no longer with the halifax can i still do the n244 or am i to late or do i fill it in with this new companys details?
  7. but what about the links to templates ive sent 6 times in total ???? need help with n244 and court hearing im way passed sending cpr requests!
  8. Hi guys Ive had no replies from Halifax after sending off 3 cpr 31.16 requests so ive got a N244 but im a bit confused with section 10.What exactly do I put after ticking witness statement box.Do i print off pt2537's witness statement and attach to my N244? Please help as now im being threatend with court action by Blair Oliver Scott,who are sending letters saying they will obtain court order to take money out of my property :sad:
  9. hi guys just updating you futher, i recieved a letter from the financial ombudsman stating that : It would appear that Bank of Scotland plc have not yet issued their final response on your complaint even though they have had the required eight weeks in which to do so. It may be possible for the firm to issue their final response shortly;we have therefore contacted Bank of Scotland plc and requested that they issue their final response letter within the next 14 days. We will contact you again upon reciept of the final response from Bank of Scotland plc or when the 14 day time limit has expired. I dont know what to make of the letter or what the financial ombudsman can do but im sure it will ruffle a few feathers .(my complaint was that someone from the office had filled in the application/agreement on my behalf as it had no signature from me / I did not fill it in ,and they are also refusing to acknowledge my letters ) Meanwhile my second cpr 31.16 went off over 2 weeks ago now so i wait in excitment ...
  10. your completly right smt 37 ,why is it so hard to get a simple copy of your singed agreement ? ,so i will send your letter to them with something like this at the top YOU HAVE FAILED TO COMPLY WITH MY CPR 31.16 REQUEST WHICH WAS MADE ON ******, SO I ASK AGAIN and give them 21 days to respond before i take my next course of action, what do you think smt ?
  11. thanks 42man,i had a look through your templates and nothing seems applicable to my situation - or have i missed it ? thanks for your speedy response by the way
  12. hi guys just updating you on my progress, today i recieved a letter and from the outset they are apologising that i have had reason to complain ,i will quote them ' "My understanding of your concerns are that futher to asking the bank to provide you with a copy of the agreement for the account,which you have recieved,you now say the bank are unable to enforce the debt, due to lack of signature on the copy you recieved. you have asked the bank to consider writing off the debt. I have liased with our legal department regarding your claims,and would advise that although you have not been provided with a copy of the singed agreement,this does not mean the bank will not pursue you for full payement.As you are aware,you applied for the account in feb 2001 and have used funds available to you ,since that time . Statements have been produced on a monthly basis and i could find no regard of you disputing any of the entries on the account,since the account was oponed. At this time your account is being serviced by our collections department,and i would ask you to contact them to discuss proposals for repayment.i would remind you that failure to make the required payment, may result in a default being issued against you and recorded on your credit file . this in line ,will have an adverse affect on any credit application you make in the future , i trust this clarifies matters futher." the letter then says the usual about if your still unhappy contact the financial ombudsman. What do you think ? shall i send another cpr request ? your advise is very much appreciated
  13. Thanks for your advice SMT i will take it on board, theres quite a hefty balance on the account so i know they wont roll over but without my signature on the agreement i think they are fighting a losing battle , i will keep you posted on my progress thanks again
  14. ok i will wait and see what they come up with next ,do you advise sending it again after the 21 days or just applying straight to the county court , your advise is very much appreciated
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