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chargeogh

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About chargeogh

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  1. Advice please needed. I have an ongoing problem with Anglian i haven't paid a bill in 6 years, i moved to a new build, sent in appropriate details of change of address and heard nothing. A few years later on i received a bill address to Highfield rd, i'm Highfield place, passed letter on to correct addresse and found out that they'd been putting my bills in the bin( didn't know my address existed). I contacted Anglian by phone and email explaining this and was told someone would call me back, they never did. Bills stopped then s
  2. I keep getting calls from this no,they spoke to my partner this morning left this no and a ref no and told him to tell me to fone,but gave no info on who they are or what they want.I tried foning out of curiosity and there was a recoreded message saying all our agents are buzy please hold the line,so i hung up.I have afew debt collectors after me at the moment and was wondering if these could be one.If anybody knows who these are please let me know.Tried looking online but can't find out myself.Thanks
  3. I have recieved another letter today thats 3 in the last 3 weeks,it states i have failed to make a payment under a county court judgement.I have heard nothing from the courts regarding this.It states if i don't contact them or respond to this letter they assume i am purposely avoiding repayment,even though its not my debt too pay.They are going to advise client to instruct solicitors to take action against me,which could increase debt further. Should i just ignore? What should i do now.
  4. i think i'll wait and see what happens as i don't want to make them aware of the dates incase they have got them wrong,but its stated on the letter they have sent me as being 01/04/04.As you said they can still chase me for the debt how long can they do this for?
  5. Thanks as i have made no payments on this at all and they are claiming that this goes back from 04 does this mean they can't chase me for payment.
  6. Over the last few months i have had afew letters from moorcroft about a debt for water rates from 01/04/04 to 01/10/06 from an old address.I moved out in 06/05 i was squatting,was evicted.Long story.I told them i wasn't living there 05 when i spoke to them on the fone(i know i shouldn't have and wont do again) in which they couldn't tell me these dates and had to go back to severne trent.They have now said they want proof of when i vacated,which i no longer do as i had no tenancy agreement,due to squatting.I have susequently moved twice since.Should i cca them as i have disputed this debt from
  7. hi,my partner has just had a letter from the social regarding some loans he had off them in 2005(we think).These consist of 3 loans they have given us no dates of when he had them.He was recieving incapacity benefit then.He can't even remember taking 2 of these loans out. Amounts are for £300 loan 1,£328.90 loan 2,£414.76 loan 3.And have now said they are going to take off of us £51.66 a week.They are going by the terms he agreed to when the loan was taken out.I'm not happy about this as you can see by the amount they're taking back,and are due to start deductions next week.I've sent a lett
  8. Thanks for this,should i contact bt for a copy of the verbal agreement or wescott?
  9. I have no idea what the full brekdown of this debt is. I got a final bill from bt for about 39.00 for calls made.Paid this. Then heard nothing for about 3 months Then got a letter from wescott saying i owed bt just under £200.So i phoned bt and the told me it was for bb rental for ending contract early,which worked out at around £30.00 a month.I ended the contract in feb,and the contract wasn't due to end until august so i've been charged 6 mths rental charges.
  10. I phoned them because the letter they sent me stated it was for bt and as i wasn't aware of a debt with them i wanted to know what the hell it was for. Had a very quick conversation with them disputed this debt and told them i'd be contacting bt myself.i did and was told by bt they would contact the dc for me to arrange a payment plan.Didn't hear anything for afew weeks then got a letter off a solicitor saying if i didn't pay with'n 7 days they would seek further costs and would take me to court. Not sure on what to do next.
  11. Thanks anyway,I've steered well clear of credit cards and the one credit company i do owe i'm on top of my debts with them. Its debts from other addresses i've lived at over the last five years which are coming back to haunt me most i don't even owe them the money they say i do. One more thing i've noticed recently that i've severne trent water have applied a debt on my credit file which is for an old address,i wasn't living there at the time they say the debt is for so i'm in the process of disputing are they allowed to do this,they put this on my file in 2006.Can i do anything about this
  12. Can i ask for cca's on utility bills etc as none of my debts are for credit card or loans etc
  13. Its for a debt with bt,long story i changed supplier was told by bt that my contract was up in afew weeks so went ahead with switch.Then found out that my fone line rental was for 12 mths but my broadband was a 18 mth contract and this debt is for ending broadband contract early,contacted bt and was told that as it had been passed onto dc that there was nothing they could do.Even though this is all there fault.i thought i was doing the right thing by phoning them to check first but obviously i was wrong. I'm only owning up to pay this debt because they've threatened to add on almost £70 in c
  14. I'm slowly sorting out my debts and am in the process of writing afew letters to numerous debt collectors offering small token payments can anybody offer me some advice in what i should put as i don't want to get it wrong. Thanks I've tried looking in the letter templates but can't find anything.
  15. Hi,thanks for your quick reply.The debt i'm currently paying capquest is for water rates which is my debt and i'm paying.I'll be finished paying this debt around christmas. None of my debts are from loans or credit cards. I will do as you've said.In regards to the prove it letters can i do this to all the debt collectors who i currently dispute over owing debts too?And if they do send me proof that i do indeed owe them,should i also offer £1 a month to them?As i know i'm going to be paying quite afew debt collectors.
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