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mrennis

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  1. If a DCA has defaulted you and this now has dropped off the file. Can they default again for the same debt 6 years later?
  2. thanks for help. Nothing back yet. Waiting... Have removed attachments for security.
  3. I read somewhere on here that removing defaults was a possibillity. Does anyone have more information on this??
  4. They also have a mark on my credit file. This does not fall off untill August 2011. How would I go about getting this removed?
  5. Thanks for that - What if they came back claiming it was enforceable and thhreatened to start legal proceedings. What would be my next move?
  6. Does anyone know whether this agreement is enforceable? I have CCA'd and informed these guys that the account is in dispute. This has been going on since early April - they produced the attached in June. I stated they were not legible and they ceased collection stating that they would have to go back to smile. This was in August and I have not heard anything since. What does one do??
  7. Does anyone know how to start off a new thread please?
  8. On another subject - does anyone know whether the attached agreement is enforcable??
  9. Thought as much. Watch this space as the story unfolds.
  10. Thanks for that What about the unrecorded entry on my file. How did they get in there. Does anyone know. Are CRA' s in bed with these guys are what?
  11. I received a letter from Lowell and many subsequent claiming that I owe them £10,000. This was back in June and I have sent off CCA request + £1.00. They replied stating that they need more than 12 days to find. Just received another letter saying that the agreement is in Eggs archives and as soon as it becomes available I may be liable for further interest and court fees. I also notice that they completed an unrecorded enquiry on my file credit file - who authorised this? There has been no collection on this debt since 2007 since direct legal and general stopped collecting for some reason! Also this entry with egg no longer appears on my credit file. What do I do. Raise a complaint. Obviously in my various comms to Lowell I have told them I don't know what they are talking about! Help
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