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About ryan0909

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  1. Wow, thanks for your quick reply I guess I'll pay it, I was wrong in the first place not to close the account anyway
  2. Hello, I was a student in the UK on exchange, so I opened an HSBC account. It charges me 5 pounds per month, because it is an international student account. I left the UK for Vietnam last summer without closing the account, because my friend told me if the account is inactive for a long time they will automatically close it, and so I just left it and haven't used it since. Trouble is yesterday I received a mail saying that I need to pay 50 pounds overdraft, and I should write a proposal to pay it before they formally demand repayment. 50 pound is not exactly a big deal, but since I'm not
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