Sorry about the posting above, I did insert paragraphs, I don't really know what went wrong.

You would probably encounter a problem in obtaining a visa if you had a debt with the NHS but whether the Immigration Officer would pick it up at the border I really don't know. At the border the IO swipes you passport and then it checks you against the "Warnings Index" this is really designed to prevent terrorists and those with a warrant for their arrest, I doubt very much if it would pick up a NHS debt, bit I couldn't be sure.There certainly was a consultation on this a couple of years ago, it is a problem for the NHS http://www.ukba.homeoffice.gov.uk/sitecontent/documents/policyandlaw/consultations/nhs-debtors/ria.pdf?view=BinaryThe Entry Clearance guidelines say it should be discussed when you apply for a visa, have a look at section 18: http://www.ukvisas.gov.uk/en/ecg/medicalissues#20692124There was a Ministerial Statement that indicated that Immigration Rules were being amended to deny entry to those wishing to enter the UK from October 2011, that would include those holding a visa, as you will be aware a visa doesn't guarantee you entry, it only allows you to travel to the UK border.http://www.ukba.homeoffice.gov.uk/sitecontent/documents/news/wms-nhsHave to say £100,000 is quite a big debt, so I wouldn't be suprised if they do as they have threatened to do.

I would have thought that if you advised your creditor that you were living overseas, and they still tried to issue a CCJ, then you have them bang to rights. I would have thought, and I'm only guessing here, that you need to have told them otherwise they would claim they are acting on the information you have previously supplied.

Surely all the muppets have to do is check the electoral register, that will confirm what you have already told them.

I would actually set up a specific email address to correspond to these people, one of the free GMail or Hotmail ones maybe, you can then route all their emails into one account without being pestered in your main account. Answer emails at your leisure, but do answer occasionally unless you are nearing a statue barred date.

I think one of the dangers of social networking sites likes Facebook is that it records such personal information like mobile phone numbers and email addresses, I believe it records you mobile number if you access from your phone. Unless you have your security features set pretty tight, these bottom feeders can access this information. They may also look for job moves, exotic holidays and the like.

I have advised DLC I have no knowledge of an alleged debt they claim I owe to their sidekicks Hillesden, adding that I will not acknowledge, or read, any further letters, unless they come up with absolute proof of the debt - OK, I will read the letters really. They keep sending me their Annual Statements and I am resisting the urge to reply to these "statements" and referring them to my earlier letter, why should I waste postage reminding them? I'm assuming this is the correct approach? I live overseas.

I am really sorry for the loss of your dear mother, it speaks volumes that, despite her pain and suffering, she attempted to address these issues to save her family from any further distress following her untimely death, may your mother rest in peace. Like other posters all credit must go to Lee, he has once again gone the extra mile. Unfortunately that doesn't seem to be the case with some other Vodafone staff, I hope they read this thread and feel thoroughly ashamed of themselves. As for Carter, well nothing suprises me with him and his cohorts, that man is an utter disgrace, and certainly a disgrace to his profession.

No on both counts, the ECO (that's the person who decides on your visa application) will know nothing about any debts in the UK. As I say all you have to do is prove that the trip is affordable, and that you will return home.Likewise there are no facilities at the border for the Immigration Officer to know if you have any debts, as I say they do swipe your passport and you are checked against a warnings index, but that's only for serious matters and not civil matters like debts.

I have just re-read your post again and note that you are concerned about a UK debt. UK debts are civil matters and will not be on the UK Database, so you will not be held at Heathrow.

There is absolutly no chance of you being refused entry into the UK or detained because of any debts you may have in the UAE, the system simply isn't in place to do it.Whilst an Immigration Officer will swipe your passport at the port of entry it's only to check you against a warnings index, this covers things like terrorists, international arrest warrants, people wanted by the police in the UK and previous immigration offenders. Whilst what you describe may be an offence in the UAE, it will not cause you a problem unless there is an international arrest warrant for you.I don't know what nationality you are, but you mention applying for a visa, you will be granted a visa if you can convince the Entry Clearance Officer that the visit is genuine, affordable and that you will leave the UK at the conclusion of your holiday. I'm assuming you are not currently in, or intending passing through, the UAE on your way to the UK, that could cause you a problem.

I know I'm a bit thick, but am I missing something here, surely if angel-of-mercy is paying £55.93 per month and HBOS are adding £57.00 in interest, then the debt is not decreasing by £1.07, it's increasing. So in a 12 month period £671.16 will have been paid, only to have the debt increased by £12.84, which will probably mean that even more interest will be applied. Sorry if I have got this ar*e about face.

Yes, I know they are Associate Members, in fact I have been doing some consultancy work funded by the EU regarding their application for full membership, but what I didn't know that this meant they conformed to cross border civil matters, you learn something every day.

But Turkey isn't in the EU so would they be able to take advantage of any reciprocal agreements for cross border action?

This is a good free service that advises when an email is opened, I don't know if it tracks out of office replies though.http://www.spypig.com/

I think that if you are on benefits you can ask the court to waive the application fee http://www.insolvencyhelpline.co.uk/debt_factsheets/how_to_set_aside_a_judgment_in_the_county_court.php

Just received a further letter from these muppets advising me that they have been trying to contact me [no they haven't] and I am about to go onto their debt surveillance programme, this will involve frequent visits from their [undercover?] agents and an examination of my financial affairs. Now I realise this is just a template and a scare tactic but it is beginning to hack me off, which I assume is the object of the excercise, but given I have already written to them and advised this company, in their various guises, that I know nothing about their fcuking seaShell card are they pushing their luck to try and check my affairs? Whilst I agree that I having advised them that I don't know anything about this account that I should probably continue to ignore any further correspondence, as they have ignored my letter, I feel like writing to them and reminding them that I wrote to them denying this account is mine, and nothing has changed and continuing to send letters demanding I pay them will suddenly make this debt mine, what do you think? They have said that if I would like to send them an SMS message they will call me back, now that is tempting, I could get a cheapo sim card for a quid and let them rack up their International Call Charges.

They seem to have given you a get out clause in their threatogram, I have highlighted the relevant bit - just don't make an appointment

A year or so ago I received a letter from the clowns at DLC about a Shell Card debt that one of their companies had seemingly purchased. I wrote to them advising that I knew nothing about the debt adding that, to my knowledge, I had never had a Shell Card, I heard no more. Last month I received an "annual statement" regarding this so called account, should I remind them that I don't acknowledge this debt, or just ignore?

Also sorry for your loss. Some companies insist on original death certificates, if they do so refer them to the Registars Office where they can obtain a copy on payment ot the statutory fee.

I used to work for the UKBA and I can confirm that any debts you have in the UK, be they statute barred or not, would not affect your ability to be granted a visit visa. Providing you can prove that the visit is genuine and affordable and that, on the balance of probabilties, you will comply with your visa and leave the UK on time then you will be issued a visa. If you are issued with a visa it will be in your passport and the UKBA database, it certainly wouldn't be passed onto any third parties. The Entry Clearance Officer will want to see proof that you can afford the trip, wage slips, bank statements and the like, and that you will return to your country of residence, proof of employment is good for this, that's why they want your employers details as they sometimes check. There is absolutly no chance of you being refused entry into the UK or detained because of any debts you may have, the system simply isn't in place to do it, the only caveat to that would be if the debts were fraudulenty obtained and criminal action was possible, but even that is unlikely unless there is a warrant for your arrest. There is also no chance that an ECO would advise your employer of any debts, the UKBA wouldn't know unless you told them.

If you were out of the UK when Carter obtained the CCJ surely you could apply to have it set aside on the grounds that he obtained a CCJ when he knowingly knew you were in Canada and that you have only just discovered it?

Don't worry Wescot the Czech is in the post.

That's why it's a good idea to set your Facebook privacy settings very tightly.

I am not surprised you have got such an angry response, you have resurrected a twelve month old thread and criticised the people that have been subjected to harassment and bullying by this company, a company you state you are no particular fan of. You state that that you are not a employee of Cabot and I have no reason to doubt your word, you add that a friend of yours is an employee of this company so I wonder what made you take the time and trouble to register with COG and make your post. I can only assume that your friends work was discussed over dinner, maybe over Christmas, and this episode has stuck in her mind, I do wonder that when discussing her employment what confidentialities she discussed, all very worrying. You say you will not post again and that's probably for the best, and whilst we are all prepared to listen to your view, that’s after all what this forum is for, you will appreciate if we have little sympathy and don't agree with them.