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arbo

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About arbo

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  1. bump again - can anyone help? I have to submit tomorrow - 42man you have gone quiet on me?
  2. Hi 42man, thanks for picking up the thread. The questionnaire is a N150. Also received is a N271 Notice of Transfer of Proceedings (to the local court) & N152 Notice that a Defence has been filed. Having read through the useful threads you have directed me to, I would appreciate your comments on the following proposed reply (in red) to the N150, with my additional comments (not to be submitted with the return) in blue: Have you sent a copy of this completed form to the other party: I will tick "yes" & will send a copy A Settlement 1. Tick "yes". We have as you will see
  3. Back again as their have been developments that require some knowledgeable assistance. Although this message is directed at previouls assistance providers "I've got no money", "creditcardmug" and "42man" assistance from any source would be greatly appreciated. It would appear that the Claimant (Cabot) have successfully applied to have the stay lifted on the case as my wife has now received an allocation questionnaire from the local court which is to be completed and returned by no later than 07 Sept. This for me as one of the uninitiated, raises a whole host of questions. 1. In respe
  4. Phone calls have been avoided, but my daughter's got the file of correspondence to show their continued pursuit of the amount despite the amount being disputed and them refusing to deal with the dispute, so may just give it a go!
  5. OK, I will write to them and tell them "to bring it on", see what happens & rely on the good folk of this website for assistance when / if the cc claim arrives. I have thought about making a harrassment complaint to the Financial Ombudsman. Do you think it is worth doing?
  6. Will do. Is their any legislation or anything like, that prohibits litigation in cases like this where the amount is disputed?
  7. Thanks IGNM - will do as suggested & keep fingers crossed.
  8. I first wrote in Feb 08 regarding a period going back a couple of years I think. My daughter has all the details.
  9. OMG - I see what you mean (have just read the relevant part of the CPR). The Court has not picked up on it. My wife is suffering from depression and I just thought that was the option to submit a defence on her behalf (& signed to say I am authorised to do so) as opposed to an solicitor (my fees are so much cheaper). Any advice on what to do to try an prempt any move from the Claimant?
  10. Having helped my wife with another issue my daughter now comes with a problem with Halifax. They are threatening court action over an amount, which albut £8 is made up of unfair bank charges. I have written on behalf of my daughter some time ago and advised them that these should be repaid and received all the usual guff regarding action be stayed pending the "court case" etc etc, but still insisted on the amount (just under £400 - £300 over her overdraft limit) being repaid. In the meanwhile my aughter has taken out an parachute account elsewhere. I wrote again saying that they
  11. IGNM Thanks for your response, although I am not sure about your point regarding litigation friends. I have made no issue regarding my wife's capacity at the time to enter into an agreement. At the moment, with her express authority I am dealing with the correspondence on her behalf. I am not sure what happens if it goes to court, but I would like to be able to present her argument for her. I will contact the court to try and find aout about the stay. I can find nothing about it in the CPR's. My third point was really what do I do now, nothing but sit back and wait, or try and p
  12. Thanks for responding CCM. I have posted with this message the POC, Defence & Reply to Defence (although this does not appear to have been filed with the court). My main concerns are as posts 22 & 34, I think if necessary I am fine with everything else. In answer to your questions this is a credit card that was applied for in Nov 2001. A copy of the purported agreement is also attached. The claim was issued from Northampton CC. The defence was filed on 30 April 2009. A letter was received to day from the Court advising that "the case was stayed on 03/06/2009 as no response fr
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