My jsa got eaten in bank charges today. But it was lloyds bouncing of a payment that would have sent me £10 in debit if they had paid it but sent me £20 in debit by bouncing it. This is the 2nd occourance this year and now ive got £4 to live on for a week ( me/wife/3 kids) where the gov say i need £90. 2 people at lloyds say they must refund the charge as its not my money but the governments, last person said phone back at 8 in the morning. Oh well kids dry bread for tea..

Lloyds Tsb have taken their bank charges and my jsa payment has gone in and lloyds will not refund the charges. ( although 2 of their operators said they were legally required too). I now have £4 to look after my wife and 3 children for the next 7 to 10 days when the government say i need £90 to look after them for a week. How do i get my charges refunded and stop lloyds taking " The governments money" as its not mine. Ive been reading the social security act 1992 and section 187 says they cant take it.