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vrod

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About vrod

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  1. hi fox thanks for the reply the agreement was photocopied on to 1 A4 sheet of paper front and back it does look like they have drawn up the document for my benefit. the agreement seem to have my middle name when that wasnt provide to BOS , the card they have issued to me confrims this regards vrod
  2. hi thanks for the reply appliaction was signed by myself have deleted details but not date stamped of signed by BOS. cheers vrod
  3. Re: is this agreement valid hi all:rolleyes: recently had a reponse from B.O.S advised them agreement not valid under cca act 60 (1) and 61 (1). They have sent back a final response advising that the agreement is valid in a court of law. Advised BOS no header on agreement ie Credit Card Agreement Regulated By Consumer Credit act 1974 They advised no header on application is required ? Also stated not signed or dated by BOS. Are there any other details the agreement falls sort off to help my case? Not to sure were i stand at the moment have passed dea
  4. hi all:rolleyes: recently had a reponse from B.O.S advised them agreement not valid under cca act 60 (1) and 61 (1). They have sent back a final response advising that the agreement is valid in a court of law. They advised no header on application is required ? Are there any other details the agreement falls sort off to help my case? Not to sure were i stand at the moment have passed deatils to F.O.S and await there reponse, am i better off going down small cliams court route. Do they actually award all premiums paid into account or not? would be grateful for s
  5. hi angel have deleted details , i requested credit card application for a friend he has the same ref numbers as myself on both sides of docs . the details are added to a standard copy only difference are the personal details. regards vrod
  6. hi angel not the same i am sure they have cut and pasted docs 4 my benefit:eek: 2nd scan seems like different docs added toghther on 1 sheet of A4 did ask BOS to confirm what procedures they have in place to prove the scanned images validity and safeguards in place to prevent alterations to the scanned image, Also requested proof that the scanned image was from 04 2004. BOS not willing to answer the questions raised in previous messages mention all the points 2 FOS and that the application in my full name when the credit card was issued in my 1st name and surname all adds
  7. hi citizenB yes the boots offers wasn't on my original application . have tried to establish when the boots offer was offered 2 the public BOS are not willing to confirm date . When issued of Boots vouchers was raised they basically credit 40 pound 2 my account i am sure they are covering thier tracks. it looks like the application has been made up 4 my benefit on application form no box 4 customers surname the card was issued on my first name and surname i rang a BOS in 2004 a few weeks after the card was issued asking them 2 add my middle name to the agreement but on the a
  8. hi angel /citizenB cheers 4 the help:D struggling 2 establish what part the agreement fall short on . 2 much info system over load noticed no header CREDIT CARD AGREEMENT REGULATED BY CONSUMER CREDIT ACT does this make it invalid? also not signed or dated by BOS does this make application unenforceable? in process of taking action in small claims court is this the right way 2 go? or should i wait 4 outcome of FOS investigation? if any1 can let know if agreement is invalid would be grateful if it falls short could please state what part of cca act i need 2
  9. hi angel 1 have post docs on photobucket and reload onto my thread i am very grateful 4 your help thanks not sure how to merge threads if u can sort it out for me would be grateful. kind regards vrod
  10. is this agreement valid Hi all Would it be possible 4 any1 2 check if this agreement is valid need some help struggling to keep BOS of my case If its not valid could u state which part of cca act they are non compliant with your help is gratefully recieved What sort of letter would i need to send 2 hopefully have debt written off? Is there a template letter on this site? Have informed FOS still have 5 weeks to wait while BOS are fobbing me off. . Spoke 2 BOS today advised them that the agreement was made up as they have just credited the Boots voucher offer
  11. hi sliverfox upload again grateful 4 your help cheers regards vrod
  12. is this agreement valid is this agreement valid Hi all Would it be possible 4 any1 2 check if this agreement is valid need some help struggling to keep BOS of my case If its not valid could u state which part of cca act they are non compliant with your help is gratefully recieved What sort of letter would i need to send 2 hopefully have debt written off? Is there a template letter on this site? Have informed FOS still have 5 weeks to wait while BOS are fobbing me off. . Spoke 2 BOS today advised them that the agreement was made up as they have just c
  13. is this agreement valid Hi all Would it be possible 4 any1 2 check if this agreement is valid need some help struggling to keep BOS of my case If its not valid could u state which part of cca act they are non compliant with your help is gratefully recieved What sort of letter would i need to send 2 hopefully have debt written off? Is there a template letter on this site? Have informed FOS still have 5 weeks to wait while BOS are fobbing me off. . Spoke 2 BOS today advised them that the agreement was made up as they have just credited the Boots voucher offer
  14. Hi all Would it be possible 4 any1 2 check if this agreement is valid need some help struggling to keep BOS of my case If its not valid could u state which part of cca act they are non compliant with your help is gratefully recieved What sort of letter would i need to send 2 hopefully have debt written off? Is there a template letter on this site? Is it worth my while to inform OFT have informed FOS still have 5 weeks to wait while BOS are fobbing me off. Have informed FSA about my suspicions of a made up agreement they are to requesting details from BOS. Spoke 2 B
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