Sorry I am unsure of what statements you mean?

Hi, I'm new here and am unfortunately in a bit of a nightmare situation. I took out a secured loan with Prestige Finance in 2006. I had a brain tumour removed in 2005 and could not work for some time, in those days you had to wait 10 months for benefits to pay your mortgage, and I fell into arrears. The building society were threatening possession proceedings so I was pretty desperate and felt I had no alternative. I took out a loan for £7500 in 2006, the arranger sold me PPI even though I told him I was self employed and had a pre existing condition! He said that there were lots of other things that I might need PPI for, I also felt I would be refused if I did not take it. I was unhappy with this and asked for it to be taken off my payments, I complained that the PPI was mis sold and received numerous communications from them, eventually they said they had not mis sold it and sent me a copy of the so called conversation I had with the arranger, the problem was that this CD did not contain all the discussion we had! It does however contain the fact that I told him I was self employed with a pre existing condition - and also his response as detailed above. I contacted the insurance company involved who actually informed me that the insurance was no longer valid - so in effect it did not even cover the term of the loan which was 8 years! Over the time of the loan I have been out of work on occasions, and eventually in 2010 I had a second brain tumour removed which again led to a long period of being out of work. I could not afford the repayments and fell into arrears, they got a CCJ for the arrears. By this time the additional charges etc, totalled over £5000. They also bombarded me with daily phone calls and letters and also home visits. yet again I have recently been out of work. The arrears rose to £1012 and they started possession proceedings, my dad loaned me the money to pay off the arrears and I am currently awaiting their response. I have written to them and their solicitors BSG stating that the warrant is invalid now and that they should not proceed, otherwise I will apply for a stay of execution and appear in court to defend my position. I am so totally sick of these people, their tactics, and their astronomical charges. Having cleared the arrears what can I do now? I want to take action but I am unsure of what path to follow first. Can anyone help please?

Well, guess there is no real help on this site - sorry but I have been trying for a reply which I needed urgently since yesterday, fortunately I appear to have sorted the matter out myself this morning!!!

I have telephoned the number of the baliff this morning - having had little sleep to be told he is on holiday this week!! I told them I dont have time to wait for him to come back and - I do not owe this company anything - guess what nothing can be done until monday, now I only have 1 day to do something - please someone which form do I complete to stop this I have a fax so could get it to them before the date mentioned.

OK having checked out another thread about these people I can see the often act for HBOS, the only thing I had with them was a bank account, in 2005 I had a brain tumour and could'nt deal with them (could'nt pay money into my account) the money they say is owing to them is made up of bank charges put against me - I wrote to CL finance because last year they applied and got a charge against my house!! I told them I was claiming against HBOS but no reply - now they are doing this What can I do somebody please

Hello I am new to forums, but need quick help, today I received a notice of issue of warrant of execution for the sum of £3564.63 apparently owing to a CL Finance - Problem WHO ARE THEY? Ihave never heard of them, certainly I have never done business with them, I need to apply for a stay of this execution until they provide some evidence, they have no phone number and cannot be contacted which I dont have time to do the letter was received this morning and states the money has to be paid before 8th of April, take away the weekend - leaves me 2 days to deal with it. HELP SOMEONE PLEASE...................