hi eeezzzyy, i had the same offer from them, 50% reduction of the hp for my car. i still had over 6k to pay on the car, reduced to 3100. valid for 31days. got it reduced again on the 30th day. paid just 2500 to clear hp on car.

will do post, thanks

oi dont knock primark, lol

ok say no more, will check it out, would be interesting as i dont own my home. thanks again for the letter, will send that off. should i sent a copy to my local department also?

are you saying that they have secured the loan on property?

it was sent to compliance and was recorded.

hi, have no idea why it say stuff about the land registry, i have an unsecured loan, paid for two years with no statements, i havnt see the agreement for the car, car was taken out jan 08. sent requests first week in feb 09, paid loan for two years and only found out after a telephone call with them in jan 09 that i was paying for ppi on the loan

its for car on hp. lol still waiting on s.a.r for both accounts and not even one letter from colpliance regarding ppi.

hi post, have done that and have the figures in writing,valid for 31 days with dates. did you guess the type of account??. land registry etc?.

forgot to mention that the letter they sent on the 25th of last month was sent second class and arrived after the end of the month. lol

hi guys , i have two accounts with welcome, got this the other day- we refer to your enquiry in which you requested a settlement figure along with a request that we provide an undertaking to remove our interest. you may accept this letter as our undertaking that upon receipt of the full settlement the discharge documents will be sent to the relevent land registry district to remove our interest. can anyone guess the type of account this refers to , well guys what do you think?. received this on the 25th of last month with a 50% discount to settle and was only valid till the end of the month. requested another on the 29th of the month, valid for 31days and the amount is less than the last but still 50% discount.??

it is against OFT guidelines for them to call you at work.? hi, can someone show me the link that says they cannot phone me at work please. still getting calls from them, have told them before not to call. better still i have a password set up on my account, when they call me at home they ask for the password but if they call me at work they dont. called again at work on thursday, wf/ hi is that XXXXXXXXXXX me/ yes wf/ when are you making payment for your car??. no questions to check my id, makes the data protection a laff. all calls come through a switchboard and then directed to the factory floor. anyone can pickup a call. had my rant, feel better now.

Cattles asked accountancy firm Deloitte to review its books to work out what level of provisions it needs to take. Deloitte has completed the ask and PricewaterhouseCoopers (PwC), Cattles' long-standing auditors, are considering the numbers. i thought del were still in there going through the mess..

hi, had call from welcome today, asking for payment before the first of may, no complete cca no sar. still waiting. lol

hi, if you dont have service for 28days or more then you can cancel service with talk talk with no leaving fee.

morning folks, just like to say good luck post.. received my stuff from welcome the other day, poor fax of the cca, date when car received and welcome signed are diff, found something on the small print on the welcome letter , call charges £5. not £10. just thought id share that but u guys are on the ball, prob seen that ages ago. go getem post.

thanks andie

happy easter folks, can someone look at these please, fixed loan total amount of credit- (b+c+d) £1621.47 amount of credit to settle loan (b) £blank " for insurances©£621.47 " for cash advance (d)£1000 amount of credit (c+b)£621.47 amount of credit(d+b)£1000 cant understand why theres no amount to settle the loan is this the norm.? thanks donny mac

they tried that one, told them the error of there ways, they also tried to remove the ppi from my loan by reducing the term, ha,no its front loaded. told them i wanted it off from the start of the loan.

thanks andi, will look into that when i get my cca,

i had looked at the hp term , it is under half, i had thought of that, have been trying to sell the car dealer/private with welcome being paid direct, manager said i cant sell the car, had to correct him on that by telling him that the buyer would be paying them direct, not i.

thankyou for the advice, will do that, will wait and see. one thing i will not be doing is signing anything if they come for the car. unsure as yet what to do with the reg papers for the car if/when its collected. thanks again for the great advice.

i called the collections depo who gave me the number for the complaints depo,( waste of time). then called collections again and asked if the compaints depo had a complaints depo and what was the number as they said they couldnt deal with my complaint( lol). asked them what they do , complaints they say. you got to laff had them going round pulling there hair out. theres a nutter on the phone, lol.

hi, thanks for the info and link, was giving them until friday before my next step. the manager has said he will send them today first class, was thinking that if they dont supply agreement for the car(hp) was going to take the car to there local garage and hand them the keys. lol. any advice is welcome.

morning folks, first post so please go easy. im having my own fight with welcome over two accounts with them, car and personal loan, sent a cca request in feb, still waiting. after a number of calls to my home and place of work they offer me a settlement figure last week for my car, half the balance. i requested this in writing with a time scale of seven days for the offer to remain valid, time was up yesterday(unable to find a buyer). received another call at work yesterday( after telling them never to call me at work). this was from the manager at there collections depo, who never asked for my passwork and started the conversation by are you making payment today. to cut this short he says he will default my accounts( couldnt stop laffin). reminded him about the cca request sent in feb, says i will get them no later than friday, will wait and see. my complaint about the ppi on my loan, his answer- its been two years since you took out the loan, you signed the paperwork in the office and you knew what you were signing, i wont consider the ppi compaint as you signed for it at the time. ( laffed at him again). my answer i never signed anything in the office ,they came to my home, never received anything about my loan or ppi, never asked for the ppi, didnt know the ppi was on the loan until feb this year. he has told me the car will be collected in 21 days and to have all my personal stuff removed, he even asked if it was taxed. he was an ar**h*le. keep up the fight.