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raccoonboy

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  1. Thanks cerberusalert. To clarify though; what legally determines whether I'm resident in the UK or not? I'm not living there but haven't yet been issued full residency abroad.
  2. Ok, I've just had a letter from the DCA to my P.O. Box address in New Zealand stating that they intend to commence legal proceedings against me. What is the point of this threat? How can they commence legal proceedings against me in another country? How can they issue a CCJ when they've acknowledged my NZ address by sending my mail there?
  3. Ok the letters are off to the DCA, hopefully it works. Another question on the same subject though.... My parents sent a letter to the DCA assuring them I no longer live at their address. But what if I WAS still at that address? Would the DCA then stop trying to contact me? That seems too easy. Presumably the only way to confirm I'm at a new address is for the DCA to contact me there, and for me to confirm the receipt of their letter. Otherwise it seems like it would be an easy trick for people to use to get out of their debts.
  4. Well guys thought I'd let you know what happened with this. The garage did not submit any defence to the summons by the return day, and the court granted decree in my favour. I am now pursuing a full refund from the garage with the law on my side
  5. Thanks for the help. What is making me furious is that they are hassling my parents, and my parents are a lot less relaxed about it than me. They have visions of bailiffs smashing down the door and siezing their property. I've explained to them that nothing of the sort will happen, but it is not right for them to worry when it's not their responsibility. I will send off the registered letter to the DCA and make it clear that the authorities will be involved if they don't stop.
  6. Ok, hope someone can help. I have debt in the UK. Specifically, a debt which I challenged with a CCA dispute. I stopped paying any bills when the CCA they sent was unenforcable, and told the creditor what I was doing. Didn't hear anything for a while. I now live in New Zealand. I have DCAs chasing me at my old address in the UK (my parents live there). My concern is that a CCJ will show up, to my old address which could potentially cause grief to my folks if bailiffs get involved. I have tried to notify the creditor of my new address in New Zealand, and they responded by telling me that since they only provide credit to UK residents with a UK address, they were unable to change my contact details. I'm happy for the DCAs to hassle me in NZ but I don't want them hassling my parents in the UK. How do I go about 'removing myself' from my old address? Presumably they don't want to acknowledge that I live in a different country now, since their debt recovery becomes a lot more troublesome. Thanks for any help.
  7. Picked it up late February, have a receipt from the AA for when it broke down mid March. Light usage to and from work. The mileage was low but can't be verified. There's no disputing the fact that they gave me a dodgy engine and/or didn't do the work correctly. Proving that is a different matter as I'm finding out.
  8. Yes and I had agreed for them to come and tow it at my expense. However due to the attitude they took and their denial of any responsibility for an engine failing that they had installed less than a month ago, combined with their total lack of interest made me realise I didn't want anything to do with them which is why I took the car elsewhere. Remember at this point, I had no idea it was gasket failure, I was under the impression it was a cheap sensor problem. When I found out it was the gasket, I gave them a chance to repair the vehicle but they refused to do it for free. That's why I involved the court.
  9. So where do I stand considering the fact that I repeatedly requested that they tow the car, but they kept saying 'this week' 'next week' 'in a few days' etc. for several months? Basically I got sick of their crap and had no choice but to go elsewhere.
  10. I've given them an opportunity to rectify the problem and as described, they fobbed me off initially then offered to fix it half price. Not good enough, that's why I raised the issue with the court. I can't afford to go and get this fixed at another garage then bill them (and risk not even getting that money back) so I'm taking them to court for a refund of what I paid. So instead of having a receipt from another garage for gasket replacement, I'd have a damage assesment and a quote for the repair. In your previous post you imply that this wouldn't be enough, that the original garage could dispute it etc....?
  11. So what you're saying is that it's literally that easy for a garage to supply and fit a duff engine and get away with it?
  12. Well when I gave up on the garage that did the work due to them fobbing me off, I took it to another garage in May who diagnosed the leaking gaskets. So if they can give me some sort of confirmation of their inspection that'll be good enough right?
  13. Ok so this is going to court. The car is still out of action and I'm probably scrapping it. I just want my money back for the initial work. What's it like in a court for a small claim like this? Is it informal etc, how many people are likely to be present? Also, can I take signed statements from witnesses to help my case? Such as a letter from a friend or family member confirming my story to be true? Thanks.
  14. Well I got a reply, and it's as expected. 'We don't owe you anything, you agreed to the terms blah blah blah excuses excuses'. What's the next step? Send them another demanding letter? Do I go to the FOS yet? Cheers.
  15. Ok so let's say, 24 months ago the sum of £121.53 would accrue interest at 8% p.a. which is 8% of 121.53 * 2 (24 months) which equals £19.44 is that correct?
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