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curtainriser

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About curtainriser

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  1. Well well May be debt collectors are paying some colleges/universities to run a degree on how to be a thick>> idiot!!!
  2. Yes do not worry about it.... As an honourable barrister told me once: "a debtor is NOT a criminal just a temporary material deficit that can be repaired but debt collector that breaks the law is liable and will be imprisoned !!!!"
  3. Hi I didn't know that.. many thanks for you help!!!
  4. Hi Have they ever provided you with: 1) an agreement with the debtor and creditor signatures, and containing all the essential pre-scribed terms and conditions correctly stated in the same document!!!, this is a must!!! 2) Cancellation note and proof of when and how it was delivered 3) Default Notice and proof of when and how it was delivered 4) Noice of the assigment from the assignor or original creditor which must be dated before the debt collector started the assigment. A letter of introduction from the debt collector may not meet the requirement from the s1
  5. Yes a nasty debt collector job but as they say in 1ST CREDIT LIMITED - somebody has to do it!!! and also I like:grin: this bit "We ......believe that everyone should be treated fairly and consistently and that everything we do as a company should benefit our customers."" Fairly ????
  6. You are too right, just imagine a debt collector from china asking you for a debt in yens!:grin:
  7. Who will be in control of this database and of course they will sell it to make moneyyyyyyyyyyyyyyy!!
  8. But if not received by the debtor!!! then either show proof of delivery or send it again??
  9. Hi any comments about this announcement DCAs asked to give debtors breathing space - 04/02/2009 Credit Today online and DCAs to give debtors 30 days grace - 03/04/2009 Credit Today online and the danger of following, "The CSA asked BERR about the potential to make it a contractual obligation for debtors to inform creditors of a change in address, although a CSA spokesman was keen to state that the trade body is not pushing for a national address register of debtors. The minister told the CSA that it would need to provide evidence that such a move would redu
  10. also from this link http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/170935-dcas-law-property-act.html " Re: DCA's and the Law of Property Act I'm not even convinced a DCA (on thier own) can take you to court if they buy a debt under the LoP Act 1925...Read this; However, there is one very important procedural consequence which attaches to the distinction. A statutory assignee can sue without joining the assignor as a party to the action, whereas an equitable assignee often (although not always) cannot do this. Furthermore, a statutory assignment passes
  11. also from this link http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/170935-dcas-law-property-act.html " 136. Legal assignments of things in action.- (1) Any absolute assignment by writing under the hand of the assignor (not purporting to be by way of charge only) of any debt or other legal thing in action, of which express notice in writing has been given to the debtor, trustee or other person from whom the assignor would have been entitled to claim such debt or thing in action, is effectual in law (subject to equities having priority over the right of the assig
  12. ALso found this The modern law of contract By Richard Ston link The modern law of contract - Google Book Search "
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