Ericsbrother, thanks for the reply. For now I can attach scanned copy of the letter and in the morning will go to the road to take a photo of the sign notice and will post that too.

Hi, I require help in regards to a letter I received from Parking Control Management (in Slough). My wife required to hand in a letter in college which took hardly 7 min for her to come back and I stayed in a car at all times playing with mobile phone. I had parked my car just outside the college with no yellow lines. There was a space of parking, only 3 cars could be parked in this road side parking which also has got a notice board about Private Parking (which i failed to notice as i took this space belong to college). Roughly 3 min later a guy in a scruffy t shirt and jeans came and started taking photos of my car from his mobile phone, I was just thinking to myself why is he taking photos and then he went back of the car to take more photos. I asked him why the hell is he taking photos for and he replied "you will know once you get a parking ticket, this parking is a private" I said to him he could have asked me to move the car but he did not reply and sat in his car which he had parked on the other side of the road. i simply started my car and came out of parking space and made a U turn and I stopped my car in the middle of the road and I came out to ask him to show his ID. He refused to show by saying "I am not obliged to show you any thing". During this my wife came out of college and we came home. Today I received a letter from PCM asking to pay £100 (reduced £60). The letter also states that the driver drove off before the ticket was issued. How the hell he could have issued a ticket from his mobile phone? What I would like to know Is it legal to start taking photos with the intentions of issuing ticket while the driver is in the car ? I feel it is totally unfair that I have been asked to pay while I was in the car. I would appreciate if any one can help me in this matter Thanks.

hello friends, I would require some help to get correct info. I have contacted my local council and each time i spoke to someone in there has given me different answers to others, and this has confused us a lot. So thats why I would like info regarding the matter I am about to mention. I am in part time employment 24 hrs a week, earn around £1100 PM after deduction in tax, NI and pension. We live in a rented property and we get housing and some towards council tax benefits. My wife dont work and look after children age 6 yr and 13 yr. Recently my wife has decided and went thru some interviews to get admission in local college for a beauty therapy course 2 evenings a week (6 hrs per week) for a full one year and she has also got admission with other course Hair Dressing in another college which runs 3 full days a week (18 hrs per week) for a full one year. My question is 1) Would we both be exempted from council tax or the council will consider to exempt my wife ONLY and will I still end up paying council tax ? Would appreciate your replies.

Good News, today i received a letter from the council and agreed to waive PCN charges. Just over week a go I emailed the council Traffic dept. and explained my medical situations again which i had already explained in my 1st letter. Explaining in the email has worked well and good and got the charges waived. Thanks to all for advices.

Hello pin1onu, thanks for the reply and sorry for the delay. I have attached PCN and the refusal letter from the council. Please see if you can see / find a way to get these charges waived. I would also appreciate anyones advice. I dont have enough time left to pay (7 days left) or appeal further once the14 days reduced amount to pay period is over, in other words i will have to pay £100 if my apeal is again refused. thanks Scans are posted on flickrs. Link : http://www.flickr.com/photos/40077911@N05/

Hello, I am requesting for advice and any further steps available to me in regards to my situation below. I suffer from a medical condition urgency of micturition which is that I suddenly find myself in a need to pass urine immediatly without any further delay, and whenever I go through this condition my mind doesn't think about anything else apart from to look for a place to pass urine and those moments are difficult for me. I have been on medication since pass over a year and also been to few tests in local hospital, in otherwords I have all the proofs that i suffer from this condition. The problem is this happen at any time. 4 weeks ago I received a parking ticket just because of this urgency to pass urine, I had no option than to park my car on the side of a road. It was on a single yellow line and it was Bank Holiday (recent bank holiday gone), I did not see any signs of restriction as my mind was fully focused on to look for safe place / corner to pass urine without wasting any time. There were few shops and only one of them allowed to use toilet, until i have passed urine i am in a constant panic attacks in case I leak myself in front of others. by the time i returned to my car there was PCN stuck on a windscreen and then i noticed the restriction sign few meters away, its No Parking Mon - Sat between 0800 - 18.30. this is what happens during urgency to urinate that my mind stop working, lose the ability to think about other matters apart from to look for safe place to pass urine. I wrote a letter to the council parking dept. with a letter from my doctor and a letter from hospital requesting to waive PCN due to my medical condition which becomes out of my control. I received a reply from the council REJECTING my request to waive charges and asking me to pay £50/- within 14 days or £100 after 14 days. Would you please kindly advice me what can i do at this stage, i am really going through some hardship and i work part time. I would be greatful for you advice.

guys below is the letter i sent to Wescot, this letter is kind of a mix & match but it did work, so if any of you want to use it then go ahead and hopefully it does the same for you as it did for me. Dear Sir/Madam; Re: Account No/Reference No: No debt is acknowledged to you. You have contacted me regarding the account with the above reference number, which you claim is owed by myself. I would point out that under the Limitation Act 1980 Section 5 “an action founded on simple contract shall not be brought after the expiration of six years from the date on which the cause of action accrued.” I would also point out that the OFT say under their Debt Collection Guidance on Statute Barred debt that “it is unfair to pursue the debt if the debtor has heard nothing from the creditor during the relevant limitation period”. I have never owed you any money in the past neither in the present. Unless you can provide evidence of payment or written contact from me in the relevant period under Section 5 of the Limitation Act, I suggest that you are no longer able to take any court action against me to recover the alleged amount claimed. The OFT Debt Collection Guidance states further that “continuing to press for payment after a debtor has stated that they will not be paying a debt because it is Statute Barred could amount to harassment contrary to section 40 (1) of the Administration of Justice Act 1970”. I note it is your intention to arrange a “home collection visit”, please be advised that under OFT rules, you can only visit me at my home if you make an appointment and I have no wish to make an appointment with you, your company or representatives. With reference to a letter received recently from one of your "representatives". Ref: Credit Security Ltd. It will not be convenient for anybody from your organisation or anyone representing your organisation to call at any time. Therefore I insist that you terminate the intended callers visit immediately and or any future ones commencing 31 March 2009 onwards. If any person or persons do call after this notice it will be deemed harassment. Also any person or persons from your organisation or representatives of your organisation that do call and are present on any part of my property after this notice, they will be deemed to be trespassing and the police may be called and informed that a breach of the peace may occur. Reasonable force may be used to remove any such persons if necessary. I would also like to point out to you that any further letters or communication of this nature will be regarded as harassment and reported to all relevant authorities including the police. I do not acknowledge any agreement with Wescot and myself and do not expect to hear from you again. Should it be your intention as you have warned to arrange a “doorstep call”, please remember that there is only an implied license under English Common Law for certain people to visit me on my property without express permission; such as the postman etc and this does not include doorstep collectors. etc, Armstrong v. Sheppard and Short Ltd [1959] 2 Q.B. per Lord Evershed M.R.). Please therefore take note that, I revoke license under English Common Law for you, or your representatives to visit me at my property and if you do so without my permission, you will then be liable to damages for a tort of trespass. You would also be conspiring in a trespass if you sent someone from a doorstop collection service company to visit me and should it be necessary, I will seek an injunction and claim for various illness, injuries, stress related and harassment issues.' The above also includes no hand delivered form of documentation as this too will be deemed as trespass because you have already received notification through delivered Royal mail service, my written correspondence informing you that you are not welcome on my property, nor is any representative acting on your behalf. You are not allowed to make telephone or mail contact or this will be taken as harassment and along the claims of stalking charges may be made. Calls are recorded at all times. A copy of this notification has been passed onto various legal officials to act proof of Wescot and its representative Credit Security Ltd. OR any other representatives being informed of their presence not being welcome or allowed. I await your written confirmation that this matter is now closed and that no further contact will be made concerning the above account after that last letter. I look forward to your reply. Yours faithfully

Thanks to Pinky69 and others too for helping me in this matter. Now i have received a reply from Wescot in which they have "apologized for any inconvenience they may have caused and this matter (account) is closed from now on and you will not receive any letters in regard to this account." Once again thanks to all, one worry is less and now have to deal with other worries.

Thanks for the reply and the forms, this is true the fees is paid by the claimant and it also has increased the final charges. so to reduce the final total I needed to find out if there is exemption for the unemployed defendant which is my wife.

I am still waiting for their reply. In the mean time I have a question to ask. If a person (defendant unemployed) receives county court order from Northampton and there is a court fee too, is there a law or a way where a defendant get exemption from paying the court fee. I would be thankful for your reply.

Very well havinastella, I would have to wait for their reply and would inform you once its here. Good night and sweet dream

Thank you havinastella, i have printed that letter and will post it on Monday. just curious this letter does not mention anything about the charges, and if its hidden in one of the Acts would Ikano revert those charges ? Thanks again

My wife could not keep up with new look store card repayments due to hardship we are facing which involves few other creditors. All this happened when i was told by my firm to become part time or face the redundancy, so i choose part time just to keep my job. My wife is unemployed and look after our 2 little kids. My wife wrotea letter to New Look offering them £2 PM and also stop any extra charges. anyway the problem is New Look has pass the account to Ikano who has phoned my wife few times forcing her to cough up the amount. My wife has offered them £2 PM but they refused and instead they have wrote 5 letters from mid Jan 09 up to now and in each letter asking to pay. I thought better write them another letter to inform our circumstances once again and yesterday when i looked at the letters they have sent i noticed each letter has higher amount than the previous letter. All i want to know what can i do / what sort of letter to write to get these charges stop by Ikano. Is there any strong ground we have to to stop charges? I would appreciate for the advice and help from any of you. Thanks.

i can not remember what was it but 100% sure it was not a loan. maybe items bought on HP. as far i can remember i did not pay a penny since 1999. there are few things i'm thinking about. 1) what if i carry on ignoring these letters ? what would happen, what are the possibilities of this matter getting worst ? 2) if i send a letter as Pinky69 suggested, wouldn't that be a kind of confirmation to wescot and debt collectors that i do owe money ? and what affect this letter would have on them ? would they stop asking to pay up? 3) if CCJ is unlikely to be taken out then what kind of course of action can they take ? Thank you all for your replies and help.

Hi, I would really like someone to help me here. Around 1999 I could not carry on paying (a normal payments) to GE Capital due to divorce, lose of job and tensions etc etc. and in 2000 i went abroad for 2 years, and from 1999 till now i have not paid a cent towards outstanding balance (£700)and i know there was no CCj issued. In the recent past 3 months i started receiving letters from Wescot credit services (so far 4 letters and I never replied or contacted them) demanding the money and I have no intentions of paying as I am already facing hardship with wife and 2 kids under 6yrs. On 21 Feb i recieved another letter which has a wescot name but also in bold "Door Step Collection" asking to pay up or they will pass this case to "door-to-door debt collectors" for recovery. Few days back i have received another letter from Credit Security Ltd. acting agent for Wescot, contents of the letter are "we have been instructed by our client Wescot to recover the £700/-. we demand the above sum to be sent immediately to our office. Your failure to comply could result in a debt collectors calling upon you for payment OR a CCJ being registered against you. (end of letter) could someone please tell me what should i do next ? so far i have been ignoring any of these letter (not replying to these letters) but whenever i get this letter i get worried and tense and start asking you guys for advice. Thank you for any and all the help. Nas Can someone help / guide me on this matter? I would be greatfull for any guidance. Thanks Nas