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andy262000

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Everything posted by andy262000

  1. Thanks for the reply!! Yes the warrant does have the same number and I got a receipt from the courts for the payment I made last year! Does anyone know how I can go about this, I've only got till next week to pay :o(
  2. Thanks for the reply!! I got a claim form from the court last year which had a figure of about 10% of what bryan carters originally was claiming for so I paid that thinking that was it, 7months later I get a letter off bryan carter (this week) with a warrant number on it then subsequently yesterday the warrant of execution for a small sum of money?? Not sure what I can do???
  3. Yesterday I received Notice of Warrant of Execution from Northampton court courtesy of Bryan Carter!! I thought I had paid the courts last year because I did'nt know any different I thought that was the end of it. The original claim was for about 10% which I paid because I didn't want judgment how can I still receive this warrant, it's for about £30?? I presume even if I pay this I will receive more in the future. How do I deal with this can I still send Bryan Carter's a CCA letter?? Thanks for any help in advance
  4. That's great thanks. I've sent the claim for back to the courts and the letter to Bryan Carter over a week ago now and no reply as yet!! Today I received Notice of Issue of Warrant of Execution in the Northampton County Court, i paid an amount last year presuming that was final and now I have this and a week in which to pay? This I presume is the part payment tactic from Bryan Carter. I lost my business last year I'm just trying to get back on my feet and it seems to be when you have little money they want that and more!!! All you help so far has been great and as soon as i'm back in funds i'll most certainly be making a donation. Thanks
  5. I'm starting to understand how dodgy Bryan Carter is now!! grrr The first court papers last year was part of the outstanding amount which I paid the courts and got a receipt for but I thought it was for final settlement. Today I recieved a letter with a warrant number stating there is a judgement balance outstanding and my account has been passed over to bailiffs?? The second court papers which I was originally asking about was settled with capquest last year and now bryan carter have issued court proceedings for the full amount which has been paid. On the papers it says I can respond to the claim online, has anyone ever done this?? Thanks for all the replies it's been reassuring to know people still help!! Thanks again!
  6. That is fantastic help!! I'm very grateful! I settled the debt with Capquest now Bryan Carter are trying to claim the same money, this is for credit card. They did not split it as far as i'm aware that was the full amount owed. Last year I got court papers off Bryan Carter for my loan. which I paid because I panicked and was worried about consequences which was silly really.
  7. Ok thanks for the advice!! Particulars of claim are: The claimants claim is for the balance due under an agreement which is now due and payable. The defendant agreed to pay monthly instalments under account no xxxx but has failed to do so. An the claimant claims the sum of The claimant also claims interest thereon pursuant to S.69 county court act 1984 limited to on year to the date hereof at the rate of 8% per annum amounting to 0.00 I never had an agreement with bryan carter on this account?? Although last year I had court papers off Bryan Carter and before I had read any information on here I paid the amount due in full, I had an egg card and loan and I've been done on both, egg haven't been helpful at all. Why are they so quick to pass on debt, I tried numerous occasions to come to an agreement with egg but they still do this to me??
  8. Help would be much appreciated and I've been reading some great results for people on here!! Last year due to loss of my business egg would not accept reduced repayment terms due to my circumstances and passed it over to a debt recovery company called HLS whom I agreed over the phone to pay, I paid them £140 then got a letter off Capquest saying I owed them the money?? I contacted HLS they said they could not do direct debit due to it being a business account?? I said what about the payment I made, they said it would be transferred so I paid Capquest and End of last week I get Northampton court claimform from Bryan Carter saying I failed to pay monthly amounts therefore claiming £xxxx, £xxx is what was outstanding and I paid plus more because HLS did not transfer my £140. I feel disgusted that debts can be passed around like sweets!! Thanks in advance.
  9. Thanks for your reply. They say they cancelled the policy due to no proof of ncd, which was why I previously rang after receipt of a letter requesting proof of ncd to explain I've never been asked for it before and what should I do, to which they told me specifically that they can find out, but it's not something they would normally do, but I was sure from the conversation we had an agreement. I'm not sure about how much notice they have to give me, I'll have to find my policy booklet, But I never received a call or anything in writing to say my policy was about to be cancelled. I was a bit too annoyed to ask about why my money was not immediately refunded, they said I can either take out a new policy to which I refused or write a letter requesting refund. Thanks for your assistance, what annoyed me most was driving without insurance because they never informed me of the situation, how would I explain that to the police if I had been stopped or had an accident.
  10. I took out a policy last september with Firebond motor insurance, recommended to me for a good policy for a performance car, after paying them £991 on my credit card they sent me a temporary covernote requesting proof of immobiliser and proof of no claims, I rang them and stated the immobiliser was factory fitted cat 1 which I can provide detail for and what should I do about my no claims proof as my previous insurer never questioned it although I do have 8 years! They verbally told me not to worry about my no claims as they could find out for me, which I thought was good but then I got another letter same as the previous one asking for proof of no claims, I rang again explained what they said they was doing for me and that was it. Until I needed road tax and did the usual search for paperwork and realised it was an expired temporary covernote I rang to ask if I was ever sent a full covernote because this was now february 2006 and I was informed my cover was cancelled in december with no notification whatsoever, I went berserk on the phone after they told me I can have a credit of £351 which can be taken off a renewal and they would reinsure me for £600. I immediately got cover off tesco and I'm insured but surely what gives them the authority to cancel my policy without notifying me and then offer me a credit. I'm going to recover my credit but could I recover more because I only had cover for under four months which cost me £640, that seems abit unfair. Thanks for any help in advance!!!
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