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  1. Yes I think I'm finally getting off these "lists" however it's the company saying that I've got a loan out and I signed for it online is more worrying!
  2. Hi, Recieved a call today at work and left us a little confused. Recently we've been getting a lot of calls for different name both to my mobile and home number. I spoke to one company and there were 15 different applications in my name but different dates of birth (right month right year - wrong day) I checked our credit file and there was nothing on there as of 2 weeks ago. Today spoke to a guy from poundstillpayday.co.uk (got a email in the end) He stated that there was a loan in my name that hadn't been paid, I said I knew nothing about this he said well it's been paid into a NatWest bank account, and gave me one of our email adresses. I asked him to confirm it in writing cause I shouldn't take phone calls at work he said he wouldn't be able to do so as they don't have my address. - How can they have so say given me a loan but have no address!!!! The number they called on at work hasn't been out main work number for about 5 years it's used just for the credit card machine. They don't have my mobile number or landline only this number. The loan was completed over the internet no paper work what so ever apparently. I have requested bank statments to show that no money has been paid into our bank accouts as they can't show where the money went. It all seems a little bit too vauge for my liking. and I've told them I will get back to them within 21 days. Any suggestions here ? I'm sure you'll want more info but well confused.
  3. Thanks everyone for your help. I think I'll just hide till the council contact them on tuesday.... Not good but end result is the same. Guess just ave to hope about the wifes car.
  4. Thanks for your help. Relaxing a little now! Yes the council tax is only in my name for some reason. Don't know why really but suppose could help here in some way ~?
  5. Yes it's a mobility car in my name. The car on the drive way is my wife's I suppose thats the same thing but she's not listed on any of the letters or liability order for some reason.
  6. There is a car on my driveway, but it is not mine. Mine is parked ont the road. Would be interesting see him take mine as it's the goverments not mine.
  7. No they have never been inside my house, the only time I saw them was a while back now when I saw a lady that was parked outside my house in her van when I got home. She gave me a letter and drove off. Today's visit I wasn't at home thankfully!!!
  8. Hi, Thanks for taking the time to reply. I suppose thats kinda important isn't it Ooops It says REMOVAL NOTICE As you have failed to contact our removal bailiff your case has now been passed to our removal enforcement department. the sum of is now required. You must contact the number below immediatly to avoid futher actions. Full payment by card can be made over the telephone 24 hours a day on 08454524848 THE BAILIFF HAS THE RIGHT TO PEACEABLY ENTER YOUR PREMISES AND REMOVE GOODS - EVEN IN YOUR ABSENSE
  9. Hi I have an account with Ross and Roberts of Somerton, SOmerset. I'm hopinhg I can answer my questions with anice big yes here lol... But hey I'm not that straight minded hence one of the reasons I'm asking them to consider me for this reason. I got my first visit some time ago now. But I spoke to the council and they agreed that I would be considered Vunerable and so had the account returned to them and a payment plan put in place. This payment plan has been kept to however this morning I got another letter from Ross and Roberts. I called them straight away and advised what the council had done. They looked through my account and found there had been contact from the council on the date I said however the council hadn't in email as per procedures asked for the case back. So I got on the phone to the council. The person that made the decision is off until monday and because he knows the case he needs to resend the email anyone else would have to asses the case before sending the email across. I phoned ross and roerts back to confirm this with them and to make sure tuesday was fine, and explained my reasons for wanting (or needing) this course of action. She said there's no way she could confirm what the people in the vans do so all I can do is get hold of him and hope he's feeling kind enough to wait until tuesday. I've tried calling him 12 times so far today everytime straight through to answerring machine. (I've left 2 messages) My reasons for asking to be consideed vunerable are. 1. I am registered as disabled, 2. I am under the care of the local mental health team for panic attacks, depression, and confusion. amounst others 3. I have been Ill for a long period and am not expected to make a timely recovery. 4. As such am dependant on government benefits to live. I have wrote them a letter using one of the templates incase they do come back Do they have to accept that I am in this possible. It's certantly NOT helping the mental health. It's the first time I've used the emergency number for the mental health team for a while now. Was just at a loss about what to do. Thanks so much in advance for all you help!!!!!
  10. No my car does have it's road tax paid for but her car doesn't have it's tax paid for e have o pay that. I'll get on the phone to the counciller tomorrow morning first thing and see what they can come up with. Many thanks for your help.
  11. Thinking about that, I am classed as disabled but that is in the physical sense not the mental sense If thats clear ? I recieve disability living allowance and mobility.
  12. Would guess the cars probably worth £1,000 ish... There are no Loans or HP linked to the Car. The Car was brought for the Wife, but it's actually in my name, Just cause I filled out the paper work without thinking when it was brought.
  13. Thanks for your reply. They have been to the house but the have NOT been in the house. Although I have been handed form titled "NOTICE OF SEZIURE OF GOOD AND INVENTORY" On this form are the details of my wife's Car. However I did NOT sign the form and it was handed to me on the public road not in my house or even on my property. I arrived home and the balif was in her Van. As far as I'm aware she hadn't even got out of the Van. They've listed charges as follows. First Visit : £24.50 Second Visit : £18.00 Levy Charge : £43.00 Walking Possession Fee : £12.00 Administration Fee : £24.50 Thanks again.
  14. Hello, I have been ill over the past few years, under the support of many doctors including the local mental health team. My illness was not just phyical but mental too and took some years to get to the point I am at now. The medication for depression, panic attacks and other things had many side effects many confussion and lack of understanding of the "real world" This lead me to not really understand money or life in general and things got into a right state. My partner is working full time but at minimum wage, I recieve incapacity benefit as my health in improving but not to the point where they consider me to be a capable person. I've tried my best with this letter it's taken me about a hour and I had to ask for help in the end. Our out goings are basically £400 rent £50 electric £40 Gas £30 Water £240 Food £110 for current years council tax These are monthly figures which already take us over the amoutn my partner earns. I have been paying £25 a month towards our arrears in Council tax which is about £2,500 over a couple of years. But over the past year 2 standing orders have been missed or bounced by the bank what ever the correct term is. And so the debt has been passed to Ross & Roberts. The council have advised that because the stadning orders have been missed they're unlikely to take back the case but I can write to them asking them to take it back. They will then get back to e within 14-21 Days. However Ross & Roberts are apparently coming back to remove things in 5 days time. You can see the obvious problem here with the difference in the time scales. I'm sure there's things I haven't put in this infomtion that I should of but maybe some people out there who are a little bit more "with it" than I am, will be able to help me and point me in the right direction. Your help is really appriciated Many Thanks.
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