Hi Everyone, Just trying to get some advice really. I bought a second hand car on the 22/03/2014 for £995. I was also asked to sign a 'Sold as Seen' piece of paper which I did. One question I forgot to ask while I was there was 'when was it last serviced?'. I decided to the decent thing and book the car in for a service as the MOT is due in May so I wanted to know if there was anything that needed doing to the car as the previous MOT had no advisories on it so if anything were to go wrong then it would have to be something that has gone wrong in the last 12 months. Am I right?? Well I took it in for a service today (27/03/2014) only to be told that the car is unroadworthy and is only good for one place......THE SCRAPYARD! My question is this: Am I within my rights to contact the dealer I got it from to ask for a refund of my money or do they have me over the barrel with this 'Sold as Seen' crap! as the car can be sold as seen but even the advert that I saw on the AutoTrader website has a few things in it that are questionable. In the advert the dealer states that 'MOT WARRANTY AND FREE SERVICE INCLUDED' I can say that the car was sold with no Warranty, no mention of a free service or an MOT. The MOT certificate that was produced was one that was obtained when the car was last MOT'd in May 2013. I checked this on the .gov website to check if the two matched up and that there was actually no advisories. In the advert the dealer also states that the interior is unmarked (yet one of the photos' clearly shows a stain on the passenger side door upholstory) and also there was cigarette butts and ash still in the ash tray. LOW MILEAGE 4X4 PART EXCHANGE TO CLEAR FANTASTIC CONDITION - here is a list of what the garage found: 3 tyres need changing, 2 x Rear cylinders Leaking, Pads/Discs (Discs badly corroded), Fuel Tank Leaking, Gear box leaking, Transfer box leaking, Play in steering box, play in both front bearings, rear spring broken, all break pipes corroded (except one over back axle), Front D-Bushes badly worn, No O/S/F/R Indicator, exhaust leaking from manifold, exhaust dropped off and alternator not charging. Not all that fantastic condition in my eyes. What do you think??? If i had known all this I would not have touched the car with a 10ft barge pole. The 'Sold as seen' clause is good for bodywork, paintwork etc but unless you have it up on ramps etc to look underneath you have to take their word that it is mechanically sound which in this case it is far from it. You thoughts are welcome. Regards, Brett Rogers

Hello All, I'm new to these forums so you will have to bear with me. I have been off work since June last year with severe stress and depression and am still off work. In this time I have managed to keep my ford credit account up to date paying £194.50 per month, until last month. I started getting SSP which is practically nothing and now I am in arrears with Ford. I am activley looking for alternative employment elsewhere but getting nowhere. I have made an appointment with the CAB about all my debts but my appointment is not until 7th April, so was looking for a bit of advice prior to this meeting. I have sent ford a letter stating my situation and I have offered to pay them half of my monthly payments (£97.25) for the next 6 months with a review after this time and if my situation were to improve during this time then I would be able to increase my payments and to pay the monthly payments plus any arrears. I have yet to receive a response to this letter. I was wondering how long it could take to get a response, or if anyone has had a similar experience what happened? I do not want to lose my car as I need it get to work when I secure a new job. Thanks