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CornishMaid

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Everything posted by CornishMaid

  1. Nope! Just a letter saying that this concludes their obligations blah blah blah... Am I right in thinking that the T & Cs they sent me aren't enough then? CM.
  2. Hi. Barclaycard have sent both a copy of their terms and conditions for 1996 and their current ones in response to my CCA request. Although it has all the prescribed conditions on it (credit limit, repayments etc.) there is nothing that links it specifically to me. Am I supposed to receive documentation that is specific to me? I'm not trying to get out of paying them but just trying to buy myself some time (and make them wait for their money as they have been TRULY awful to me - 6 phone calls a day, sometimes 2 in the space of 3 minutes ) I'm doing a self-managed DMP and although B'Card are owed the least they are being the most awkward and aggressive. (Also having problems with Egg but will post separately about that - please look out for it if you might be able to help 8)) Anyway, any help gratefully received, CM.
  3. I didn't see the EmmaJane posts? What did I miss?
  4. Already done today Sent copies of DWheelers posts as evidence regarding why I am NOT willing to talk to Barclays representatives on the phone.
  5. I have a 1st Class degree in Science and we were always taught that 99% of statistics were generally made up on the spot by people who can't prove them Can you offer proof of this claim?
  6. I'm off to spend my disposable inome on hookers, cocaine and Moet (whilst nipping to Monte Carlo on my jet, of course) HAHAHAHAHA -Barclaycard will never beat me
  7. If we ignore him do you think he might go away???
  8. dwheeler - Your arguments are getting more desperate and now you're ranting. Thanks for the input, and now please go away. You have nothing more to contribute.
  9. So if no-one had credit - you would have no job. Simples.
  10. Thank you! I have an extensive log of all calls and numbers since the beginning of last month, when I sent the initial letters. I was lucky enough to find this and another forum which told me I should never answer any calls from these people and request everything in writing. So I have a nice paper trail of copies of all letters, complete with proof of posting AND delivery should they decide to take further action. But I look forward to a long and happy correspondence with Uncle John Varley! I'll let you all know how I get on, x
  11. Thank you - I second that. I am getting more and more angry by this person's posts and I may say something I regret which is entirely against this sites ethos.
  12. I think I love you!!!!! Thanks so much for that - it's been quite distressing to explain to my little one why Mummy can't answer the phone. This is STILL happening despite 4 letters enclosing I & E and proposing payment, 2 phone harassment letters and 1 CCA request. They're nothing if not persistent Am going straight to the top now! CM.
  13. ????? What the hell do you think we are on this site for? Does anyone else believe in karma?
  14. Do you think 2 calls in 4 minutes (as I've had today) would go against them in court?
  15. And you wonder why people aren't willing to speak to Barclaycard about their debt problems when they employ kind and sympathetic souls like you?
  16. Don't be worried about the e-mail message - it's just a standard one. I'm in the same situation as you - attempting to negotiate reduced payments with them as unable to make minimum payments at the moment - have had that e-mail too I've been dealing with all my creditors in writing only but got to the end of my tether with Egg's recorded messages today(14 at the last count .) I phoned them ready for a fight but they told me that they had received my letter and would be dealing with it soon, in writing ( I told them I would not respond to their phone calls from now on.) So I wouldn't worry - the chap on the phone told me they were dealing with a backlog of letters at the moment - just sit tight and wait for them to write to you. CM, x
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