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Everything posted by mrjo90

  1. so, no chance of getting out of this one then...never mind!
  2. looking at my terms it has the following A Amount of credit A term stating the amount of credit B Repayments A term stating how the debtor is to discharge his obligations under the agreement to make the repayments, which may be expressed by reference to a combination of any of the following- (a) Number of repayments; (b) Amount of repayments; © Frequency and timing of repayments; _ Just staes monthly, but i assume that is enough (e) The manner in which any of the above may be determined; or in any other way, and any power of the creditor to vary what is payable.
  3. can you give me your fax number and i will do this from work tomorrow.
  4. The abbey today sent me the agreement, only standard post. it was the original one i signed in Jan 2006. Is this the one they should have got me to re sign with the new rules? can some one advise me what to do next....thanks
  5. thanks, what happenes then, do they write to me and tell me the debt has been cleared off?
  6. thanks......what happens then...should the bank then notify me that the debt has been cleared?.....also can I claim my monies back or is that just pushing it to far?
  7. i only ask as it says that 30 days have passed in the letter thats all, and i dont want to cock this up....legally
  8. HI, it has been 13 days now with no response to the original request. as per your follow up letter do I need to wait until 30 days then send the default letter. thanks
  9. thanks for the letter. i take it i dont sign it as per the other letter. The examp,le you have provided seems very detailed. well if it stops me paying my loan off all the better. is there a follown on one from that should they answer or not??
  10. I have recently asked my bank for a copy of the credit agreement to which they have not responsded. I did as guided on this web site..postal order etc... they signed for the letter but nothing come back. 20 days now and counting. Please can someone advise me what i need to do now? many thanks Mrjo90
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