Yes he's a private seller. Ive checked the MOT history through VOSA and its got a history of corrosion problems and other mechanical problems. I ahve a copy of the advisory from the MOT which clearly states the problems the car had and to which he kept very quiet about. How do I go about recovering my money.. courts etc?

Hoping someone can offer some advice on what I should do about a problem I have after buying a used car on ebay. I had been looking for some time at MG Midget classic cars and finally found what seemed like an absolute gem on ebay. The ad stated car was in exceptional condition, and the pictures of it seemed to verify this. I emailed the seller and asked if the vehicle had any problems that he knew about, mechanically, rust, bubbling. He replied the car was perfect, a top end example of the MG midget. As the car was 190 miles away and had a new MOT on it which was 7 weeks I made him an offer for it to which he accepted. We arranged a collection for the following week. Upon seeing the car it looked in very good condition. I'm no expert with cars, but all seemed in order. I took it for a short drive, and it seemed okay, although I noticed the brakes were not great and the steering seemed a bit wayward, but he assured me that as it's an old car, there was no ABS or Power steering on it and old cars drove that way. It seemed to make sense. We exchanged the documents and I paid him the ageed cash. I drove the car back to my home town but became very concerned about the way it was driving on the journey home. A few times on the motorway, I almost lost control of it because the steering was awful, and I was having to virtually jump on the brakes to get the car to stop, so the next day I took the vehicle to a independent registered classic car specialist and paid him £50 to give it a good over. His report back was that the car was dangerous to drive. The brakes were in very bad condition, the steering was faulty and there was excessive corrosion beneath the pristine paint work. The list of problems was quite extensive, and in his opinion should never of been given the 7 week old MOT it had. THe repair bill for the car would run into thousands of pounds. I then contacted the seller with this information to which he stated that the car was old and I couldnt expect it to be perfect and that he doubts the car as deterioted that much since its MOT 7 weeks previosuly. My complaint is that the vehicle was not as advertised and that the seller was aware of this as I have since found advisory notes in the paperwork he gave me that the garage who MOT'd the car advised him that the front sills on both sides had corrosion, track rod ends were worn, brake pipes had corrosion on them and that the car was leaking oil. Refer to the advert description it clearly says the car is exceptional. He even emailed me through ebay with the following ""the MG is a good honest car with no faults to my knowledge and I have had her for 9 years... you have bought yourself one of the best and I hope you will be as happy with her as I have been. No rust, bubbles, scratches etc and all mechanics are in 1st class order....she pulls like a good 'un and does not feel 33 at all"" I have written proof from the garage that MOtd the vehicle that he was aware of the problems and chose not to mention them. The vehicle, which although looks great is actually a death trap with lots of hidden corrosion and rust. The seller is now arguing that I should,nt expect a perfect car for £2300. If it was perfect It would be worth 2 times what I paid. Not what he was saying in his advert and his communications with me. Now I know I should of been more careful when parting with my money, but Have I got a case that he knowingly misled me? Also, he stated that since the MOT he had not driven the car. If that is the case then the MOT should never of been granted for this car. The brakes are in dangerous condition to the point where the independent specialists advised me not to drive it. I have contacted Ebay and they have basically said cars aren't covered by there guarantee.

How would she go about asking CRA to do it on her behalf?

How would she go about asking CRA to do it on her behalf?

Apparently there is a note attached to her record explaining what happened, but it dosn't seem to of made any difference. I'd assume also, that if the search was conducted by a computer, it would ignore such a note anyway. Would it make any difference if she contacted the finance company directly, rather than being at the mercy of a computer.

Hopefully someone here can offer some advice. The question i'm asking is on behalf of a friend. The person involved attempted to purchase two moped/scooters from Honda using their 0% finance offer. Total price £4800. She is a homeowner with no debts, up to date on all of her bills etc. No outstanding debts anywhere. However, this wasn't enough for Honda who declined her Finance without giving a reason, only asking her to refer to her credit record. She obtained a copy of this from the credit rating agency which confirme she had no debts. However, there was a default notice for late payments from 2 years ago, which was now listed as satisfied. At the time of the default, my friend had had a brain haermorrage and required open brain surgery, which resulted in her not even knowing what day of the week it was, let alone able to manage her everyday finances. She was even unable to recognise her own children such was the damage done by the haermorrage. Anyway, over time (a few months), her faculties returned and she paid off her outstanding debt, and now leads a normal life, having made a 100% recovery. Prior to, and since her recovery, her credit record was outstanding. I recommended she write to the original company asking them to consider removing the default because of her circumstances at the time, but they have refused to do so, saying it is a true and accurate account of her credit history. They did state however they had a note on there records from the time stating that they had been informed of her predicament. It seems unfair that she is now unable to obtain credit because of this. How can she be expected to be responsible for keeping on top of her personal finances when she didn't even know what day of the week it was. Can anyone offer any advice as to what to do about this?

I went bankrupt 6 weeks ago, and assumed that mt debts were now cleared. However, this morning I had a letter from Egg, stating that they have been notified of me going bankrupt by the official receiver, but they are still seeking the full amount of the debt that I owe them. Can they do this?