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kiani

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About kiani

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  1. kiani

    barclay card

    hi recieved a letter today from mercer saying im 2 months behind on the account. should i reply to them if so any ideas of what letter i should send thanks kiani
  2. Hi I sent a CCA request to lloydstsb but got no reply. i then sent a second followup letter saying that the account is in dispute if they do the send me the required information. today i got a letter back stating the following any advise on what i should do next please kiani
  3. Hi I recieved a letter from BC a few days back, it says Dear Sir/Madam Reference: SECTION 78 of the Consumer Credit Act 1974 Thankyou for your request for information under section 78 of the consumer credit act 1974. Based on the information you have given we are unable to locate your clients account details. Please provide further information to allow us to proceed with your request such as previous addresses or barclaycard account numbers yours sincerely I have checked the information i have provided them and it is all correct. I have always lived
  4. hi i put 2 posts up askin 4 a letter template are they being deleted or am i doing somrthing wrong thanks
  5. hi do you know where i can get a letter template to let bc know that this account if now formally in dispute thankyou
  6. hi thanksyou for the reply do you know where i can get a template for a letter to let bc know that i consider the account to be formally in dispute? thanks
  7. hi slick132 thankyou of reply as bc have not sent me a copy of the credit agreement do i have to continue to make payment thanks
  8. hi thanks for the reply today i recieved a responce to my cca 1974 s78 request, in which bc have only supplied a copy of the original bc terms and conditions when i opened the account back in 1999 but when i opened the account it was a goldfish card not a barclaycard goldfish. so shouldnt they have sent me a copy of the original goldfish terms and conditions if any. or are they allowed to send me the t&c form bc back in 1999 thankyou
  9. hi thank for the reply should i write to them again or wait for the calender month to run out thanks
  10. Hi everyone i sent 2 cca 1978 to barclaycard which arrived at the offices on 7th april 1) for a barclaycard that has always been a barclay card for this i have only recieved back a copy of t&c 2) for a goldfish card which is now a barclaycard goldfish card for this one i have still not had any reply what should my next move be thankyou
  11. kiani

    barclay card

    Hi everyone i sent 2 cca 1978 to barclaycard which arrived at the offices on 7th april 1) for a barclaycard that has always been a barclay card for this i have only recieved back a copy of t&c 2) for a goldfish card which is now a barclaycard goldfish card for this one i have still not had any reply what should my next move be thankyou
  12. kiani

    barclay card

    hi How long do creditcard companies have to reply to a request for a copy of the credit agreement under s78 cca1978 ?
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