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Everything posted by apples76

  1. Hi DX, why wouldn't I? What about the money they say I owe and confirming the drop off location..?
  2. Thanks theoldrouge. I need to respond, can someone help put it together. Also how can they accept I owe nothing then tell me I owe them £15.... or am I being thick..
  3. Hi DX thanks for your reply explanations below: _|0 = £0 283.32 267.58 15.74 is what I am supposed to owe them.
  4. i have received a response today by email, (only posted the letter on Friday). edited response below. could you please advise if what they are saying is correct? "Please read the full contents of this email carefully. Further to your recent enquiry regarding the voluntary termination of your above numbered agreement, please find below important information outlining the required arrangements. Upon termination of the above agreement you will need to pay: 1. The outstanding arrears on your account (applicable if already paid 50% of the total amount payable) = 」0
  5. Thanks DX100UK. I have modified the letter and will post today. could you or another confirm the following points please., 1: Will i have to pay the next instalment due mid February 2: As i paid for the GAP insurance will any refund be due? Thanks
  6. Hi All, I have just received a large tax bill and i need to free up some finances to make a payment arrangement with the beloved HMRC my Hire Purchase Agreement was started in January 2015 on a 42 month agreement and i did opt for the GAP policy. can you please confirm if i can Voluntary Terminate the agreement and if so how. i did have arrears but these have been cleared and everything is now up to date. Thanks in advance.
  7. I believe it is to do with the AoE as it is dated the same (both 17/12) would you agree?
  8. it's hard to give you all of the facts when I am not in possession of them myself....
  9. Hi Andy, thanks for replying. We accept the debt, so will be filling in the form. from your replies I take it there is no way of getting an extension whilst we seek professional advice?
  10. it was due to be filed on 25/12 notice is dated 17/12. (also point of confusion is a letter "notice of transfer of proceedings" also dated 17/12 from Northampton CCBC. how can this be transferred and form issued on the same day? un defended credit card debt
  11. Hi, My wife has told me she received a N55 form(attachment of earnings order). I have discussed this with her and I believe we need to seek professional debt advice. is there a way of delaying the due date (received before Christmas) so we can get advice? also where is the best place to go for impartial advice and help...? Thx
  12. I am not sure about the reference number as I phoned the court to get the info... The judgement has still to be typed..
  13. Update and new question. the writ was removed by the bailiffs so thank you for the info. The case went to court and had the remaining defendants added to the judgement. although i did send a letter requesting the court did not do this and let my daughter pay the current amount by 31/08. the judgement was as follows: the remaining defendants (other students on the lease agreement) have now had a judgement against them for the current total amount owed plus additional costs and fees. in the judgement it states that they shall each make a set payment monthly and if one of th
  14. I have spoken with the bailiff and he told me to send proof of ownership to their office address. He would not tell me how to hold the collection proceedings so could someone please advise how I need to go about this. Thx
  15. Yes she lives at home, proof is not a problem I have the V5. What about the halting the collections pending the new date?
  16. I also need to add that this has been moved to another court from the bulk processing center to another court with an new hearing date. Is there a form that needs to be filled in to stop any further collection actions by the bailiff?
  17. I hope that someone could Point me in the right direction. My daughter has had a CCJ against her due to a student flats she didn't take up or pay anything to and just ignored..... I came home to find that a bailiff had called during the day and put a writ against my car that I had on the drive. What I. need to know is how do I contest this and get it removed.... Appreciate your help. Thx
  18. Hi, A few months ago my wife received a PCN from Euro car parks for overstayed by 19 minutes in a free car park. after reading advice on this website we duly ignored this letter and subsequent letter. however we today received a letter from Debt Recovery Plus Ltd. it says: "Our client has written to you previously explaining that your vehicle was parked in breach of the agreed terms and conditions regarding parking on their clients private land. As payment has not been received our client has instructed us to recover the above monies from you as the driver at t
  19. Hi Ganemede, unfortunatly my wife doesn't remember much about it.... it has been over ten years atleast probably 14 since she has heard anything about it...
  20. We have received a letter from Solicitors acting onbhalf of Triton Credit Services with regards to a debt which we believe to be statute barred. the letter is as follows: "We are instructed by our client, Triton Credit Services, who are instructed by The Royal Bank of Scotland plc in connection with the above liability. We understand that, despite formal demand for repayment, the above amount remains unpaid and we are likly to be instructed to commence court proceedings against you, without further notice. Howerever, bewfore we commence these proceedings, you have one final
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