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About hornet2479

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  1. No I don't ever remember them sending a default notice. But on doc's 22 and 23 it clearly states they did. I know for a fact that i didn't sign for anything and can't find any sort of notice and I always keep my letters together. THANKS
  2. Hi really need help putting together a defence. my previous post: http://www.consumeractiongroup.co.uk/forum/legal-issues/186961-just-recieved-court-summons.html Have now been sent my SAR info all there is is a bit of account info, bank statements and these: http://i704.photobucket.com/albums/ww50/hornet2479/17.jpg http://i704.photobucket.com/albums/ww50/hornet2479/18.jpg http://i704.photobucket.com/albums/ww50/hornet2479/19.jpg http://i704.photobucket.com/albums/ww50/hornet2479/20.jpg http://i704.photobucket.com/albums/ww50/hornet2479/21.jpg http://i704.photobuck
  3. Right sent off passport copies to natwest and have recieved a letter of receipt today. They put on there letter that we are allowed up to 40 days, from the date of receipt of the request and payment, to produce the information required. Now What do i need to put in for my holding defence as I only have a few days left to submit it. Shoosmiths ignored my CPR request and natwest are going to take 40 days to forward on SAR.
  4. Hi just a Quick update have still not received anything from natwest. So need to file for a holding defence within the next few days, what sort of thing do i need to write in my defence. THANKS
  5. Just a quick update sent off SAR on th March . Received this letter today th march. http://i704.photobucket.com/albums/ww50/hornet2479/16.jpg What should i do for the signed authority for the request?
  6. Do i also need cca info and DN leters from natwest aswell as my statements or does this all come into the SAR. Should i be putting in a deffence on the claim yet, as they probably will not send CPR info and I will not recieve SAR info in time.
  7. Should I send the cpr 18 request to natwest then with £10, or do they have to send me that info free. What should I be doing about it now as I dont think they are going to send the cpr 18 info otherwise.
  8. Right i sent off the cpr request on 4th march. I have just been sent a letter from shoosmiths saying: We thank you for your letter dated 4th february 2009, the content of which has been noted. We forwarded the request to Natwest plc who have advised us that a £10.00 fee is required to complete the same for the account information. We ask that the same be sent to Natwest plc directly, as stated below. We can confirm that the Bank cannot review your request until the same has been received. Now what i cant understand is that I thought cpr request was free and they had to di
  9. I am so confused just received this from natwest today. The amount on this is not even close to the one on jpg4 so does that mean they have canceled the £800 and odd or is this just the intrest to go on top of the already owed. What i would like to know is can this be added to the amount they have already taken me to court for, Or does it mean they are going to take me to court again for the remaining amount. http://i704.photobucket.com/albums/ww50/hornet2479/13.jpg http://i704.photobucket.com/albums/ww50/hornet2479/14.jpg
  10. Thanks for all help, sent off my cpr request recorded on 4th. Recieved this letter today off shoosmiths, should they be sending letters like this once they have started court action? http://i704.photobucket.com/albums/ww50/hornet2479/12.jpg Thanks
  11. No don't have schedule of the charges The £853.34 is for the account after they had removed the overdraft, Which is made up of missed payments and charges. Should i send a CPR request to shoesmiths, If so how much does it cost. Thanks for the advise and time.
  12. Thanks for the advise. i have just been online to acknowledge service and it is asking me whether i intend to a: defend all of this claim b: defend part of this claim c: contest jurisdiction Sorry but I just don't have a clue what I am doing
  13. Hi great site I'm a bit stuck in 2005 i took out a loan of £15000 all was paid on time until mid 2007 when we had some complications with our mortgage. So phoned up for help and was told only thing they could do was to consolidate the remainder of the loan and the overdraft of £1600. I would have to return the bank card and check book. End of 2007 after them loosing our application for the consolidation a few times we took about £10000 which paid the remainder of the loan, the overdraft and left me with £250 in the bank. As I did not expect to receive any more charges as a
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