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technoaddicts

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About technoaddicts

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  1. The paper with the signature on that i have is just a photocopy of some document so there is nothing on the back but I do not have the original so I dont know what was on the back I just scanned them in, in the order they were stappled together.
  2. Sorry didnt realise you file uploader shrunk the images. I have created a photobucket account and uploaded them there: Pictures by technoaddicts - Photobucket Cheers
  3. Hi I started a thread below but it seems to have run dry without a solution. I was asked to upload files which I have but then no answer. Anyone else can help? http://www.consumeractiongroup.co.uk/forum/getting-out-debt/212771-where-go-here.html#post2375662 much appreciated. Cheers
  4. Hi I have uploaded the requested documents. Have you got any views on my situation as my deadline is approaching fast. Cheers
  5. OK i have attached the whole letter with the exception of the bank statement. Well 1st 5 pages with this mail will attach the other to next due to upload limit Cheers
  6. Bad News (I think). They have sent me a reply to my cca request which includes a signed and dated (23/08/97) "Trade up to MBNA Gold today" form. On the top of the form it has "Credit agreement regulated by the consumer credit act 1974 issued by MBNA International Bank Ltd.". There is also a copy of my agreement which has my name and address printed on it but has no signature box on it other than the cancellation box which is of course empty. I also received another letter from them stating that because I had broken my agreement with them they are demanding the full balance of 9,197.67 by the
  7. I had originally planned to send a CCA however reading further into this site the general consenses seemed to be to SAR them even though it cost more to get all the information they have on me including any signed agreement.
  8. Hi, I have been reading the forum for a few months now and doing a bit self action against my creditors but I am unsure where to go next. I have 3 creditors: Halifax, Barclaycard and MBNA. I sent a SAR to each to determine whether they had a signed agreement and only Halifax appears to have one (not sure if it falls under the unfair agreement due to wording yet but will find time to review it). I have sent other letters to the other 2 creditors based on the fact they have failed to provide an agreement and I have stopped paying them. The letter history sent so far is below: (Sent to
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