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FENBOY74

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About FENBOY74

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  1. I Got A Copy Today Just To Say Judgement Was Against Me And I Have 14 Days To Pay But No Way Can I Afford That Amount Im Sure I Have Grounds To Appeal Due To Faulty Dn.
  2. Hi Well Ive Been To Court And Judgement Was Against Me, I Put A Defence Together And Went Down The Route Of The Default Notice Not Being Valid But Due To Being Unable To Attend The Hearing And Told Them This. I Dont No What Was Said Do I Have A Right To See What Was Saidas All Ive Got Is A Paper Saying Judgement Was Made Against Me.......
  3. Hi I had problems with Moorcroft over a Vodafone bill too which I disputed in 2005. I was given this letter to send them: EDIT TO SUIT Dear Sir/Madam You have contacted me/us regarding the account with the above reference number, which you claim is owed by myself/ourselves. I/we would point out that I/we have no knowledge of any such debt being owed to (insert company name). I am/we are familiar with the Office of Fair Trading Debt Collection Guidance which states that it unfair to send demands for payment to an individual when it is uncertain that they are the
  4. Thanks, so basically CRAP from CRAP1:grin::grin::grin::grin::grin::grin: Cant wait to tell them as to me its a applicatiom form of some kind??.:-D:-D:-D Regards
  5. Hi All, I hope this thread is in the write place. Recieved a so called signed agreement from CRAP1 it has my signiture on it but to me its not an enforcable agreement after what ive read on CAG but for me to write back to CRAP1 and tell them to stuff it i would like a 2nd opinion please or any other advice would be most welcome. http://i629.photobucket.com/albums/uu13/fenfencing74/CAP1.jpg Regards.
  6. HI, THANKS GHOSTDEBT FOR THE INFO AND ALL HAS BEEN REPLACED, I WILL LOOK IN TO THE REGS. WHAT I CANT UNDERSTAND IS WHY SEND THE DOCUMENTS NOW THAT I REQUESTED IN MARCH 2009, TO ME THERE BEING SNEAKY BA**AR**. I WILL ALSO HAVE TO SEE IF THIS AGREEMANT IS ENFORCABLE BECAUSE IF IT IS THE DEFENCE IVE DONE MAKES ME LOOK A T**t AT THE END OF THE DAY http://i629.photobucket.com/albums/uu13/fenfencing74/AADOC1.jpg http://i629.photobucket.com/albums/uu13/fenfencing74/AADOC2.jpg http://i629.photobucket.com/albums/uu13/fenfencing74/AADOC3.jpg REGARDS FENBOY74
  7. HI ALL, GOT A RESPONE FROM THE BANK OF SCOTLAND AND IN IT WAS A STATEMENT OF ALL PAYMENTS MADE BY ME, A COPY OF A DEFAULT NOTICE BUT I CANT REMEMBER THIS AND IVE ALSO GOT WHAT LOOKS LIKE A CREDIT AGREEMENT WITH A SIGNATURE ON IT BY ME. IVE PUT THEM ON HERE BUT I DONT NO IF IVE DONE IN RIGHT.. http://i629.photobucket.com/albums/uu13/fenfencing74/AADOC2.jpg http://i629.photobucket.com/albums/uu13/fenfencing74/AADOC3.jpg http://i629.photobucket.com/albums/uu13/fenfencing74/AADOC1.jpg SO ARE THESE DOCUMENTS CORRECT TO WHAT IVE REQUESTED. REGARDS FENBOY74
  8. Thanks Ghostdebt, when you say documents i request to see how about this i found while raving a read through. . The courts attention is drawn to the fact that the without disclosure of the requested documentation pursuant to the Civil Procedure Rules I have not yet had the opportunity to asses if the documentation the claimant claims to be relying upon to bring this action even contains the prescribed terms required in Consumer Credit (Agreements) Regulations 1983 (SI 1983/1553) which was amended by Consumer Credit (Agreements) (Amendment) Regulations 2004 (SI2004/1482). The prescrib
  9. Hi All, Got a stinkin cold and feel like crap. Recieved a letter from the AA Finance ( NOTICE OF ARREARS ), which has got like a statement af due instalments and interest dated from 16/04/2009 to 01/10/2009 ant to me this is not what i requested as it states the AA is required to do this. I have put the defence together using the embarressed post. DEFENCE CLAIM NO: ******** BETWEEN: AA PERSONAL FINANCE LIMITED CLAIMANT AND ********** ***** DEFENDANT 1. I, ******** ***** of ** ***
  10. Hi, No sorry if i misled you, the egg account is a different debt headache for Me to solve. AA finance are the ones that have put me in the small claims court. Thanks
  11. Hi, and thanks thanks that is really good. I was getting sore eyes looking at all the threads on CAG and writing notes down. i just cant believe that sum of these cases on here take months to get resolved if not atall.but thanks again keep you informed as ive just got a letter from cabot to say they have just brought my egg credit card debt in which i cca capquest at the begining of the year and not heard a thing untill now. Thanks
  12. Hi the date on the claim form is 26 sept 2009 so by what ive read on this site I have got 33 days for me to put a defence together and submit it by that date ?. I shall have a surf around to see what i can find on the Embarressed Defence route.
  13. Hi, Well Ive Given Them More Than 7 Days And Nothing Has Arrived So I Suppose Now I Have Got To Put A Defence Together But I Hav'nt Got A Clue Were To Start. I Also Hav'nt Heard Anything From The County Court. Which I Thought I Would Have Done.
  14. Hi, Yes sent the CPR this morning recoarded delivery. Is there a time limit for them to reply?. As soon as i get any more info there will be posted on here asap. Thanx..
  15. Hi and thanks, The POC as its written. The claimant's claim is for ****.** presently due pursuant to a agreement enterd into by both parties, full particulars of which have been supplied hitherto. By an agreement dated **/**/2004 the Defendant has an account number ************* with the claimant. the defendant has failed or delayed to adhere to the term of the Default Notice issued by the Claimant under the term of the Consumer Credit Act 1974. The balance due as at **/**/2009 on said account is ****.**. Ther is only a Court fee to pay and no solicitors cost so i asumme that
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