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About Dotgirl

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  1. Hello conniff Thanks for the quick response.I am trying to help a young person who got them self in a bit of a pickle Sentence under 6 years so that will not be an option. Possible release date in Oct or March. Person in question has no assets no income and will be homeless on release.
  2. Hello Can a person declare themselves bankrupt whilst in prison and if so how would you go about doing it. Thank you
  3. Hello Can somebody who is in prison file for bankruptcy? If yes how would they do it. Person has no assests whatsoever, was not employed for about 6 months prior to going to prison. Total debt between £10 and £15K. Thank you
  4. Thank you Aviva . I have passed this link on to my friend and also suggested he goes to the council. What an absolute nightmare position for anybody to be in! Any futher info or advise from anybody would be greatly appreciated.
  5. Please could somebody help me. My friend rents a property through a letting agency and pays his rent to them. He has just received a letter directly from RBS to say that he has to vacate the premises by 7th April as the owner has not paid mortgage and he is being ivicted as the house is being repossessed. When he went to the letting agency and showed them the letter and explained that as he did not have another £1000 or whatever to put down as a deposit on another property , he would need to use the money that they already have on deposit for him, they told him that they would not be able to
  6. vusys1 - thank you for your response. That makes a lot more sense.
  7. Hello Please forgive me if I am being stupid here but I am really confused.? I requested my original NCB paperwork back from my new insurance company and this is what they have said "Unfortunately we are unable to return your original documents back to you as due to data protection these are destroyed once the information has been extracted" Please could somebody confirm if this is correct and is this common practise. I was under the impression that as it is my documentation I am requesting back I should be able to have it. They havent had it for months just a couple of da
  8. I think I may have put this is the wrong place. Apologies if I have. Could somebody please move it to the correct one if I have. Thank you.
  9. Can anybody please help. I have been getting phone calls everyday from Indian Call centre who say they are Lloyds Bank. The number comes up as a Brighton number.They are looking for someone who rented a room from me for 2 months and then left my address nearly 9 months ago. I have returned all mail addressed to this person and have asked them on numerous occassions to remove my ex directory phone number form their records. I dont even know how they got it. I have been into the branch as well but have been told that they cannot help me. No matter how many times I say that I have no idea where
  10. I'm not sure if anybody can help with this as it is not debt related but here goes. Does anybody know where I can find the law that says "In the UK, a man who feels compelled to urinate in public can do so only if he aims for his rear wheel and keeps right hand on vehicle" I can find numerous references to it on web but not to the actual law itself. I am trying to help a friend but cant say too much. Thank you
  11. Sorry Bankfodder I have just seen your reply. I will keep a log of the number of times they call. BT can bloke the number but it will cost me and they seem to call from different numbers so would have to bloke each one. I dont see why I should have to do that. It is my house, my phone number and they have no right to keep calling me. Sorry guys but now I am getting really angry, by ignoring my request and not taking notice of what I am saying they are saying I'm lying! GRRR Complaint letters all the way. Thanks Guys/Gals always feel a lot stronger after speaking to you.
  12. I havent got an address for them. its some call centre based in India. From what I can gather, when I googled the telephone number it is to do with a credit card. They just will not listen. Tell me that have to have my name - yea right and continue to call. I have though t of ging to the local branch and complaining. I just leave the anserphone on now but they still keep leaving messages and say that they will call back at a more convienant time. Should I write to LLoyds credit card and send harresment letter?
  13. Please could somebody help me. I am getting phone calls from somebidy who says they are calling form LLoyds Group. They are looking for somebody who moved away last year. I keep telling them that they have the wrong number but then they insist on knowing my name and dob. I of course refuse to give it to them and ahve asked them to stop calling and to remove my ex directory phone number from their records. Now they are phoning me up to 4 times a day, last night it was 9.00pm. Please could somebody advise me what I can do about this and who I can write to. I have returned all post addr
  14. havinastella - Below is the letter that I sent them and my first post in this thread is their response to it. RECORDED DELIVERY I DO NOT ACKNOWLEDGE ANY DEBT TO YOUR COMPANY THIS ACCOUNT IS CURRENTLY IN DISPUTE Your Ref XXXXX Dear Sir/Madam Thank you for your letter of XXXXX the contents of which have been noted. You have failed to respond to my legal request to supply me a true copy of the original Consumer Credit Agreement for the above account. On XXXX I sent a consumer credit act 1974 s77-79 request for a true copy of my credit
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