ive just recieved payment and its taken about 3 months including DPA, im not convinced they are speeding up the process

money in account this morning, its over and my brother is £1799.03 richer

letter from hlifax this morning Dear sir blah blah blah we intend to defend and will win bblah blah blah HOWEVER blah blah blah cost to much to defend, money will be in account 5 days blah blah blah £1784 Thanks for all your help guys, my brother sends his appreciation too. Is it advisable to wait for the money to hit the account before contacting courts

halifax acknowledged and will defend 10/10/06, nearly there guys

yeah, i got him an eyor from winnie the pooh, and he's also decided to get married, so its £1600 towards that.

letter from courts recieved, halifax have until 25th to respond

me too, i would love it to go to court and have Mr Halifax explain why it does cost £30 for their computer to realise my account is short.

i would love to go to court just to have halifax in a box and make them disclose how they come up with their figures

ok, MCOL completed this morning, is anybody else at a similar stage to compare times with. Time to get started on the court bundle just in case

ok guys, im going to submit MCOL tomorrow, a few questions 1) Im assuming im ticking no to the breach of human rights section, but do i tick yes to the right to reclaim interest. 2) I have opened the MCOL account in my name but am claiming for my brother, his name is down as defendant can i tick yes to (I am the claiment at the end ) or will he need his own account. Thanks in advance (its getting exciting isnt it)

ok, going to file moneyclaim app on wednesday, just to clarify, i submit the moneyclaim application, i then recieve a letter sayingt he bank are going to defend. At this point i have to send off the court bundle to all parties concerned. Is that correct.

ok second offer through of £610, next rejection going of tomorrow, starting to complete moneyclaim application

ive already sent the rejection letter, this is purely the LBA now, should i just leave out the no response but, or say iwasnt happy with the response

ooo, its getting closer, drafting LBA today to go on tuesday morning, becuase they made an offer afternm my prelim should i change the opening line of LBA from "I am dissapointed with no response" to "dissapointed with no satisfactory response" Thanks in advance

have recieved the good old, give us four weeks and we'll have a look letter, LBA ready to go on monday