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whitelion121

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About whitelion121

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  1. Hi handf , I have been following this thread. I recommend u send the info they ask for. I also recommend when your family member signs the papers add in a few lines so if they try and pull a fast one, it's clearly going to prove that the DCA have forged your daughters signature.
  2. Here are 3 template letter that may help. I would send the 3 letter 1st. Dear Sir / Madam With reference to the above account, I would be grateful for a signed copy of my Consumer Credit Agreement. I understand that under the Consumer Credit Act 1974 (Sections 77-79), I am entitled to receive a copy of this agreement upon request. I therefore enclose a payment of £1.00 which represents the fee payable under the Consumer Credit Act. I understand that a copy of my credit agreement should be supplied within 12 working days. I also understand that under the Consu
  3. Thanks for the heads up guys , If you where in the the boat im in would u send the following? Please send me the information which I am entitled to under section 7(1) of the Data Protection Act 1998 in relation to detailed occurrences relating to the account Number The following is by no means an exhaustive list but in the main this is what I require. Please supply me with a complete list of transactions and charges relating to ALL accounting history with Argos & Capquest. Alternatively, a complete set of statements for that period will be acceptable. Additionally, al
  4. Hi , I have been reading your thread & I think u should request a CCA, see that way when they fail to supply u can use that to your advantage. This is my advise request CCA & request your money back plus 8% interest & if they fail to comply with that request take them to court.
  5. Hi people , I have received a response from a cca request (Capquest). I think that the dept may be UNENFORCEABLE because in the agreement I have noticed that Argos have not signed the agreement. Could someone please look at the following and advise?
  6. I have recived a cca from capquest and i would like to know if the dept can be made UNENFORCEABLE, here is the paperwork that they have sent. I have removed my personal data for my data protection.
  7. thanks for confirming that for me. I would of felt really stupid if i sent letter 2 & after sending found out i had sent something that should not of been sent.
  8. Hi guys , I’m new to requesting info from people like capquest and would like to know if I should send this 2nd letter?????? I have looked around on the the site and seen posts which make me think that I should send. See but I am a firm believer in confirming things before rushing in. Please see below after reading 2nd letter. Capquest Debt Recovery Ltd Fleet 27 Rye Close Fleet Hampshire GU51 2QQDear Sir/Madam, With reference to my previous letters, I wish to draw your attention to your company's lack of compliance with my legal request On 12/01/09 I made a f
  9. Hi guys , I’m new to requesting info from people like capquest and would like to know if I should send this 2nd letter?????? I have looked around on the the site and seen posts which make me think that I should send. See but I am a firm believer in confirming things before rushing in. Please see below after reading 2nd letter. Capquest Debt Recovery Ltd Fleet 27 Rye Close Fleet Hampshire GU51 2QQDear Sir/Madam, With reference to my previous letters, I wish to draw your attention to your company's lack of compliance with my legal request On 12/01/09 I made a f
  10. Hi guys , I’m new to requesting info from people like capquest and would like to know if I should send this 2nd letter?????? I have looked around on the the site and seen posts which make me think that I should send. See but I am a firm believer in confirming things before rushing in. Please see below after reading 2nd letter. Capquest Debt Recovery Ltd Fleet 27 Rye Close Fleet Hampshire GU51 2QQDear Sir/Madam, With reference to my previous letters, I wish to draw your attention to your company's lack of compliance with my legal request On 12/01/09 I made a f
  11. Hi guys on the 12/01/09 i send the following letter to capquest. Capquest Debt Recovery Ltd Fleet 27 Rye Close Fleet Hampshire GU51 2QQ 07/01/09 Dear Sir / Madam Re: Account No: H L Legal Solicitors Ref Number With reference to the above account, I would be grateful for a signed copy of my Consumer Credit Agreement. I understand that under the Consumer Credit Act 1974 (Sections 77-79), I am entitled to receive a copy of this agreement upon request. I therefore enclose a payment of £1.00 which represents the fee payable under the Consumer Cred
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