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About Needabreak

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  1. I was at court today with a Similar offence - 68 in a variable 40...M62. I originally Phoned the police camera dept and asked for camera proof including gantry signs showing 40...they sent them and it showed the 40 and my vehicle. I pleaded guilty, and asked for the single justice procedure thingy. Came back with possible short term disqualification, with option for hearing to plead against etc. I asked for a hearing Finally 11 months after the offence, hearing came through. Arrived at court, finally was called in. Offence read out
  2. Hi HB, No court date yet, but I have to send my reply by 10/04/2020 as to how I want to proceed. Thanks.
  3. Hi, I was caught on camera doing 68 in a 40 variable limit on the M62. This I do not dispute. (Although there was no real reason for the limit as nothing was in the road at the time and it was 21.45 and light traffic) I have replied to all of the paperwork in time, and pleaded guilty as per the paperwork they sent back (via the online option and opted not to attend court). TBH as this was a first offence and I pleaded guilty, and in my mitigation apologised etc, I expected six penalty points and a fine. Just received from the court, paperwork en
  4. Or even better - Abolish the TV licence altogether!
  5. I have received a letter from Lloyds SAR team saying the don't have an up to date signature for me and to send in certified copies!! I don't want to do this for obvious reasons and they have offered alternative of 'parcel' to a local branch for collection. Is this standard, or is there anything I should write back. Thanks.
  6. Can you point me to where I can find out more about this. I have read the Carey case and am now confused as it seems to state in there that a reconstituted version will suffice as long as the contents required are supplied.
  7. Thanks Ford for confirming that. I will leave it a while to see if I get a reply letter. Got an email from the solicitors today, saying they have sent a request to the claimant for the 31.14 documents!! and they agree to a 28 day extension. Trouble is this is two days after the final defence deadline so about as much use as a chocolate fire guard! I replied that I noted their late agreement to the cpr15.5 request, and that a defence had been filed before the deadline. I guess I wait for the CCA request to expire, then write a dispute letter?
  8. I sent my SAR by first class recorded post on the 23/10/14. So far it does not have seem to have arrived! It included the £10 Postal Order. How can I check if the postal order has been cashed? I can't seem find the info easily. Also, is the address correct? The address exists on the address finder and google street map confirms this is a Lloyds Banking Group Building Lloyds TSB Bank PLC DSAR Team Charlton Place C46 Andover Hampshire SP10 1RE
  9. Thanks DX I amended mine best I could and got it in with seconds to spare (literally) The Sols didn't write back to me agreeing to any extension to time under CPR 15.5 to submitting my defence.
  10. Andy, can you have a quick look at my defence please if you can. DEFENCE I XXXXX am the defendant in this action and make the following statement as my defence to the claim brought by the claimant. Except where otherwise mentioned in this defence, I neither admit nor deny any allegation made by the claimant’s Particulars of Claim and put the Claimant to strict proof. The Claimants Statement of Case fails to comply with the requirements of the Civil Procedure Rules in so far as the required Statement of Truth is not verified as it has been signed as a ‘company/firm’ and not
  11. I believe my defence has to be in by 4pm today, or it counts as being received the following day?
  12. Thanks for your help I have sent the CPR and CCA yesterday. Can I ask what you mean by "for the DN wriggles" ? Can anyone point me in the direction of a defence I can use in absence of the documents mentioned in the POC..Thanks, I don't have much time to submit one unless the claimants agree to an extension.
  13. Yes, I have done the AOS online defending all within the time period I did send SAR to OC recorded yesterday, but did not CPR or CCA. Should I do this now, or is it too late? I have left things a bit late, but have been searching the net and my files as this is over 5 years old now. I assumed as the account was in dispute this long that they would not be able to enforce.
  14. Name of the Claimant ? Drydens/Capquest/LloydsTSB Date of issue? 25th Sept 2014 What is the claim for? The claim is for the sum of 11,712.50 in respect of monies owing by the defendant on a credit agreement held by the defendant with Lloyds Banking Group under the account number XXXX XXXX XXXX XXXX upon which the defendant failed to maintain payments. A default notice was served upon the defendant and has not been complied with. By virtue of a sale agreement between Lloyds Banking Group and the claimant, the claim vested in the claimant who has a genuine commerc
  15. I have uploaded the default notice originally received. What strikes me as odd, is that it does not refer to any specific paragraphs of any terms and conditions. Even if it did, having not had any received from the OC following non compliance to the CAA I would not have been able to verify them. Can anyone offer any advice as to whether this would invalidate the DN, or the fact it was sent whilst the account was in dispute? Thanks. [ATTACH=CONFIG]53857[/ATTACH]
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