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sprinter1

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About sprinter1

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  1. sprinter1

    what now

    im after getting my charges back. think its time for me to fight back.
  2. sprinter1

    what now

    :???:got all statements and agreements back so where do i start now what can i claim back i also noticed that i did not agree to payment protection plan or card protection so will someone tell me exactlly what i can ask to be returned? there is also something called credit insurance plan coverage also finance charge . seems alot of extra things on here that i have no idea what they are but they are costing me alot of money:-|
  3. finally got my statements and copies of my agreement. whats the next step ? what can i claim back ? I also noticed there is nothing concerning the payment protection insurance no signitures nothing.
  4. i did sent it recorded deliverey and it was recieved and signed for the next day. do i send them another cheque for £10
  5. :|i sent my request data access letter on the 19th february but looking in my diary that the i noticed that there 40 days are up and i have heard nothing from them and as far as i can see the cheque for £10 has not been cashed. What is my next step? any ideas?
  6. Thanks for your help Gold lady , I Have not got a clue. the total balance is £1,496. my limite is £1,500 went out of my limit by £65 a year ago and only just managed to get it below. I tried to cancel my PPI yesterday and failed They asked why i wanted to camcel it i told them i couldnt afford it after trying to tell me how inportant it was they tried to sell me another insurance. in the end i hung up. going to try to put it in writing. posting my data request letter today.
  7. i also want to know am i within my rights to cancel the PPI. and it i go to the wiki templets whick subject access letter do i send there is a choice of two
  8. oh yea had the card about 15 months never had a card before and i wont be having one again thats for sure
  9. hello they,ve put on late payment defaults and over limit defaults. they also told me that i need to pay a certain amount to bring it under the limit, which i did every time thinking it would bring me under my limit but then they add the extra charges so in the end i was never able to get under the limit. They have been doing this for over a year now. making it impossible to get the ammount down
  10. :confused:HELLO I AM NEW TO THIS, SO ANY HELP WOULD BE REALLY APPRICATED. HAVING TROUBLE WITH MBNA CREDIT CARD. WHERE DO I START TO CLAIM BACK MY CHARGES, WHICH HAVE BEEN INCREASING REGULARLY? :-|
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