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staffyloo

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Everything posted by staffyloo

  1. rang the court on monday still no listing and the libor rate has come down so on 1 feb it should go down but they dont usually let me know the amount until the middle of the month.do you think i should offer them yth 100 per week and just say mortgage payment on 15 every month ommiting the amount or just send the offer to pay and send budget shheet later.would it be ok to lower the payment after only arranging it a few weeks ago? wont the judge think i keep making false promises.everytime i call them i seem to make offers that are unreasonble (i seem to think im loaded.)so im not going to
  2. rang the court on monday still no listing and the libor rate has come down so on 1 feb it should go down but they dont usually let me know the amount until the middle of the month.do you think i should offer them yth 100 per week and just say mortgage payment on 15 every month ommiting the amount or just send the offer to pay and send budget shheet later.would it be ok to lower the payment after only arranging it a few weeks ago? wont the judge think i keep making false promises.everytime i call them i seem to make offers that are unreasonble (i seem to think im loaded.)so im not going to
  3. hi ellen i have now realised that my offer of payment to capstone on the phone was to high after doing the budget sheet i can pay around 400 off the arrears i would like to pay that weekly and motgage payment on the 15 of every month.i am thinking of writing to them to propose this but my mortgage payment should go down so i dont want to send them the budget shheet just yet,but want to make them the offer as soon as possible,also havent heard anything from the court should i have heard by now.last time i was due to go to court they sent loads of correspondance .hats the best thing to dow
  4. hi ellen i have now realised that my offer of payment to capstone on the phone was to high after doing the budget sheet i can pay around 400 off the arrears i would like to pay that weekly and motgage payment on the 15 of every month.i am thinking of writing to them to propose this but my mortgage payment should go down so i dont want to send them the budget shheet just yet,but want to make them the offer as soon as possible,also havent heard anything from the court should i have heard by now.last time i was due to go to court they sent loads of correspondance .hats the best thing to dow
  5. thanks ellen will do that and keep you posted
  6. hi Ellen phoned the court this morning they said that there is no court hearing on 25 or 26 march.They said to ring capstone and ask for a case number .do you think i should.the lady at the court could find nothing with my name or hubbys name.what do you thinks going on?
  7. hi Ellen phoned the court this morning they said that there is no court hearing on 25 or 26 march.They said to ring capstone and ask for a case number .do you think i should.the lady at the court could find nothing with my name or hubbys name.what do you thinks going on?
  8. a draft letter would be great thanks ellen
  9. ok will do thanks ill call in the morning and ask if they have a hearing for that date .let you know tommorrow. if they do have one do you think i can trust capstone to keep their end of the bargain . should i still get some kind of defence ready?
  10. ok will do thanks ill call in the morning and ask if they have a hearing for that date .let you know tommorrow. if they do have one do you think i can trust capstone to keep their end of the bargain . should i still get some kind of defence ready?
  11. just spoke to someone at capstone after offering to make normal monthley instalment in march and pay 500 off arears and pay a further 2500 by 23 march they will hold off any action, i asked why i dont have any paperwork from the court yet and she didnt know why but i was told on the phone in december the date of the hearing.do you thik they have a court date or are they just trying to frighten me
  12. just spoke to someone at capstone after offering to make normal monthley instalment in march and pay 500 off arears and pay a further 2500 by 23 march they will hold off any action, i asked why i dont have any paperwork from the court yet and she didnt know why but i was told on the phone in december the date of the hearing.do you thik they have a court date or are they just trying to frighten me
  13. hi ill answer both questions i do the accounts myself and the lead of the printer is not working
  14. hi ill answer both questions i do the accounts myself and the lead of the printer is not working
  15. how will i be able to show that i can afford payments now and couldnt before? am self employed as a dry cleaner ,things were a bit quiet for a few months and we had to repair some machinery things just spiralled out of control but now back on track business is better but how can i prove it.sorry if i sound thik.
  16. how will i be able to show that i can afford payments now and couldnt before? am self employed as a dry cleaner ,things were a bit quiet for a few months and we had to repair some machinery things just spiralled out of control but now back on track business is better but how can i prove it.sorry if i sound thik.
  17. hi ellen printer not working so will go to the library on thursday and print it off is that ok? do you think i will be ok? i feel a lot more confident after reading all the other cases on this forum.thank you.
  18. hi ellen printer not working so will go to the library on thursday and print it off is that ok? do you think i will be ok? i feel a lot more confident after reading all the other cases on this forum.thank you.
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