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staffyloo

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  1. hi all :)

    capstone have agreed to my offer but they said that since my mortgage payment is going down they want 125 per week not 100 ,but at least they are willing to negotiate,i feel soooo much better :):)

    thank you ell-en for your help and support i think im going to sleep alot better.WILL KEEP YOU POSTED

  2. hi ell-enn

    posted the letter by recorded delivery and sent of first weekly payment of £100 i photocopied the letter and the cheque.also i found the letter from the court last year and it says the case adjourned with liberty to restore and the claim be struk out if not restord by 26 march.found a buget sheet from the court but no nm11 form (sorry if thats wrong) that i have read about on other threads .can i get one of those anywhere?do i need one?

  3. hi ell-enn

    posted the letter by recorded delivery and sent of first weekly payment of £100 i photocopied the letter and the cheque.also i found the letter from the court last year and it says the case adjourned with liberty to restore and the claim be struk out if not restord by 26 march.found a buget sheet from the court but no nm11 form (sorry if thats wrong) that i have read about on other threads .can i get one of those anywhere?do i need one?

  4. help ellen

    phoned the court and gave them last years case number like you said and they told me i have a hearing on 26 march ,i asked why i had not been notified and they said it was booked from last year.

    also spoke to capstone again today i phoned to see how much my mortgage payment will be from 1 apriland then told them i was just about to put an offer to clear the arrears in the post.the lady on the phone a=said they would not accept any payment offers only the one made over the phone. i said when i made the offer i hadnt worked out my budget properly forgetting that we had taken on a presser at the shop due to my husband hurting his knee in september so was taking less wages from the business although she understood she said unless i maintained the arrangement made over the phone they would go for a straight possesion.i did not post the letter .i dont know what to do now .help

  5. help ellen

    phoned the court and gave them last years case number like you said and they told me i have a hearing on 26 march ,i asked why i had not been notified and they said it was booked from last year.

    also spoke to capstone again today i phoned to see how much my mortgage payment will be from 1 apriland then told them i was just about to put an offer to clear the arrears in the post.the lady on the phone a=said they would not accept any payment offers only the one made over the phone. i said when i made the offer i hadnt worked out my budget properly forgetting that we had taken on a presser at the shop due to my husband hurting his knee in september so was taking less wages from the business although she understood she said unless i maintained the arrangement made over the phone they would go for a straight possesion.i did not post the letter .i dont know what to do now .help

  6. ellen

    yes i think for at least the next 6 months do you think i can reveiw after that if say the mp goes back up to 1900 a month again?

    as for this forum it has become my lifeline i read and reread all the threads and am so grateful to you for helping me.

    also i have noticed that alot of the threads are hearings with capstone.

  7. yes i should have it shall i phone again to find out?do you think it will be to late if i wait for new payment details should i make the offer now and revise it when payments go down.i would like to pay 100 per week and mortgage and if it goes down use the xtra money to pay off some other debts.Was quite confident all week but reading chesterfieldmums threads am in panic mode again.my arrears are much higher .

  8. yes i should have it shall i phone again to find out?do you think it will be to late if i wait for new payment details should i make the offer now and revise it when payments go down.i would like to pay 100 per week and mortgage and if it goes down use the xtra money to pay off some other debts.Was quite confident all week but reading chesterfieldmums threads am in panic mode again.my arrears are much higher .

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