Jump to content

barrowby

Registered Users

Change your profile picture
  • Content Count

    95
  • Joined

  • Last visited

Community Reputation

3 Neutral

About barrowby

  • Rank
    Basic Account Holder
  1. barrowby

    Barrowby -v- EGG

    Hi Dotty! I wish mine was 40% of the balance but alas it is a discount of 40%!!!! I am not sure if I should write back or send them a CCA request?
  2. barrowby

    Barrowby -v- EGG

    Well....after a period of calm....I have had a flurry of activity over the past month from ARC Europe Ltd and Tremor Munn Solicitors. Usual threats etc....but recent letter from ARC is offering a 40% discount for a partial settlement on my Credit File! Totally umprompted by me....end of the letter states that if I don't have the money then I had to ignore........if only I had the funds!!!! Have anyone else had the same sort of offer?......or any suggestions
  3. Thanks Dotty, I will send him a PM and see if he can help.
  4. Thanks TWTT, I did research the Royal Mail angle and only found out the information as posted above at #2 Thanks Dotty.....I have already looked at their site and this is the closest I can get to a mention of delivery timescales... http://www.ukmail.biz/UKDeliveries You can see they state that they do either 2 day or 3 day...but how do you tell?...and this is not a 4 day service!! I take you point about reading the posts...and boy have i read a few!!...but everyone makes statements like "it was sent UK mail so it was def 2nd class"...but how do i prove this. Yes, i have every envelope saves with the date i received noted on it. I would hate to run my case further on the basis of a defective DN only to find out the all MBNA mail is 1st class...or a gauranteed 2 day service. Somebody must have dug up some information on this? Thanks Barrowby
  5. Sorry to be a pain...but does anyone have any comments to add? I have received a reply to my defence from to solicitors acting for the CC which states that MBNA send all their mail First Class....any pointers would be welcomed. Thanks
  6. Hi Dotty, meant to say...I had Aplins chasing me for another CC and i just wrote to them and pointed out that the A/C was in dispute and to revert to the CC Company....They seem to have given in and now passed to ARC (Europe) Ltd.....anyone have dealing with this shower?
  7. Ok, I think that is have managed to find some further information relating to the "S" on the postmark. It would appear that this is linked to the license that has to be issued by the post office to 3rd party operators (UK Mail, TNT etc) which allows them to supply a seperate service to companies (Egg, MBNA etc) and carry out mail collection and sorting with the final mail being delivered by Royal Mail. I just can't find out how you tell if the mail is sent 1st or 2nd Class. With so many people placing the importance of 2nd v 1st class mail (i.e in default notices etc) someone must have found some information to support. Any ideas? Thanks
  8. Like Chalkitup says.....loads of these are sent out like Confetti!!.....I have just had an account passed to ARC (Europe) Ltd...says pretty much the same....and I guess just ignore until their next move. Keep your chin up Dotty!
  9. Hi, Does anyone have an accurate answer to what type of postal service an "S" is on an envelope? I have read many a thread staing that S means 2nd class and therefore 4 days postage applies....is this documented anywhere?... In my case i am referring to UK Mail but any information or thoughs would be welcome. Thanks Barrowby
  10. Hi Magirose....I think that I am just about to get a POC from Egg and will enter the same arena as you! Now let me start by saying that I am in no way as qualified as many posters on CAG....so hopefully someone more clued up will be along to help!! just like coledog has done so far. I would say that if Egg are listed as the claimant on the POC they are still the owners of the debt. I have had contact form all the companies that you sight and they all seem to be "acting" for Egg as opposed to "owning" the debt. Either way.....If you have a POC stating that Egg are demading the money....you need to treat that as so. If you find some concrete evidence to the contary then this could form part of your more particularised defence. I will be watching close and wish you luck. Oh...and my final piece of advice.....DO NOT leave the drafting and submitting of your defence until the last min....It will give you sleepless nights and grey hairs!!!......I am watching them grow right now with another case I have!!!
  11. Hi citizenB No, I did receive a copy of the "agreement" and a DN...but the DN was a copy of something that I had never received before....the one that I got was dated 3 days earlier and this first i knew of this was when the POC mentioned it. I was thinking that I could ask for the claiment to prove that they sent this to me? Thanks
  12. Subbing...Can't wait for the next installment! Keep the faith series3!!
  13. barrowby

    Barrowby -v- EGG

    Hi, Without sounding too thick!!....how does this change the position re Prescribed Terms on Egg agreements? I was waiting for a reply to my Account In Dispute letter which i sent to Egg 6 weeks ago. Received a reply yesterday with ref to Slater v Egg and also Waksman. Can post the letter is it is of interest. Thanks
  14. Hi, Without sounding too thick!!....how does this change the position re Prescribed Terms on Egg agreements? I was waiting for a reply to my Account In Dispute letter which i sent to Egg 6 weeks ago. Received a reply yesterday with ref to Slater v Egg and also Waksman. Can post the letter is it is of interest. Thanks
  15. Bump!....for Chipmeisters sake....and mine! I have the same issue...hope someone on here can help. Thanks
×
×
  • Create New...