Hi and hope all is proceeding well read this and help if you can LTSB B*******!
In august 2006 I attended financial review meeting with Lloyds TSB to discuss over commitment of unsecured debt, at the time I had an overdraft of 3K, credit card of 15K and a loan of 6K ( which was almost repaid )together with a joint mortgage with C&G for 73K.
The meeting was prearranged as my wife was requested to attend for signatory purposes. There was 4 people in attendance; myself and my wife, the bank manager and a debt advisor from LTSB.
A credit check was made (which I signed for) and a full