Hi all, i need some advice quickly, i had a phone call from mercers today asking for me to pay up 2200 on a loan which i opened in 2004 jan for sheidegger. and was unfairly treated on their course then kicked off. but i'm honest and still paying my money up. however they were charging me each time i was paying a few days before by giro, yet they were still charging. an original load 4 years ago of 2000 with no interest now is 2200. after god knows how many payments of 75.00 and some 300.00 wheres the maths, i've requested a stamtent again. so mercers are after 2200 barclays though have offfered me abotu a month ago 1800 as settlement back in march 2007 after i initially complained they wiped all charges and said 1600 see the mulitple offers here? now i phone barclays, and they tell me WE DON'T OFFER SETTLEMENTS ON A LOAN THIS OLD???????? HUH? where do i legally stand? mercerse are pressuring me for settling now. yet barclays have sent a letter through saying we understand current climate and problems REF code on letter is PRO-TRP was sent to me on 19th december they have redueced my payments from 75.00 to 22.50 so i've been paying 25.00 what is my best course of action to get a figure and settle this. i am then planning on looking at getting this all back thanks to sheidegger. Need help and advice quickly i think they are gonna phone up again. yep there is goes.